Steuben County and Corning Town property record for 3 S Elm St, Corning, NY 14830
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1920 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,500 (Dec 2013) |
| Tax Bill | $3,092 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2021 Line of Credit + 2 more |
| APN | 463803 336.10-01-076.000 |
| Primary APN | 463803 336.10-01-076.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Total Area |
| 1st Floor Area | 946 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 180 ft deep x 94 ft wide |
| Porch | Patio |
| Porch Area | 464 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 S ELM ST |
|---|---|
| City | CORNING |
| State | NY |
| Zip | 14830-3712 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CONF |
| Legal Block | 1 |
| Legal Lot Number | 76.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | CORNING |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 962900 |
Source: Steuben County and Corning Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 S ELM ST, CORNING, NY 14830-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION |
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU |
| Feb 23, 2021 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on Record |
| Deed Sale | Dec 18, 2013 · Amount on Record |
| Prior Sale | Aug 15, 2005 · Amount on Record |
| Deed Book / Page | 2466 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 2, 2026 |
| Property Address | 3 S ELM ST, CORNING, NY 14830-3712 |
| Document Number | 5299000034 |
| Book / Page | 5299 / 34 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 S ELM ST, CORNING, NY 14830-3712 |
| Document Number | 5299000034, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 5299/34 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Aug 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 3 S ELM ST, CORNING, NY 14830-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004704/108 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4704/108 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Jul 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 3 S ELM ST, CORNING, NY 14830-3712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 4767/220 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 4767/220 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 3 S ELM ST, CORNING, NY 14830-3712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4657/47 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 4657/47 |
| Instrument | DL2546 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Mar 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Steuben County and Corning Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Corning Town |
| Municipality | South Corning Village |
| Unified School District | Corning City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,092.00 (-13.39%) Homeowner's exemption | ||
| 2025 | $3,570.00 (+192.86%) | $91,900 (-) Land $24,000 Building $67,900 | $105,632 (+10.34%) Land $27,586 Building $78,046 |
| 2023 | $91,900 (-) Land $24,000 Building $67,900 | $95,729 (+4.17%) Land $25,000 Building $70,729 | |
| 2022 | $91,900 Land $24,000 Building $67,900 | $91,900 Land $24,000 Building $67,900 | |
| 2021 | $1,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 9 (1982–2018) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH CORNING VILLAGE serves 1,400 people · EPA ID NY5001219 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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