15 S Elm St, Corning, NY 14830 Property Records

Steuben County and Corning Town property record for 15 S Elm St, Corning, NY 14830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,539 sqft · built 1910
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Apr 2002)
Tax Bill	$4,374 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
APN	`463803 336.10-01-072.000`

Property Details

APN / Parcel Number

Primary APN	`463803 336.10-01-072.000`
Alternative APN	`38033360100001072000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,539 sqft Living Area
1st Floor Area	834 sqft
2nd Floor Area	705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	91 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 S ELM ST
City	CORNING
State	NY
Zip	14830-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	72.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	2
Census Block	2015
Census Tract	962900

Owner

15 S Elm St is owned and occupied by two individuals who bought it in April 2002.

Source: Steuben County and Corning Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 S ELM ST, CORNING, NY 14830-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2002 · Amount on File
Deed Sale	Apr 19, 2002 · Amount on File
Prior Sale	Jun 9, 1998 · Amount on File
Deed Book / Page	1765 / 154
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Recording Date	Aug 12, 2026
Property Address	15 S ELM ST, CORNING, NY 14830-3712
Document Number	5313000008
Book / Page	5313 / 8
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 S ELM ST, CORNING, NY 14830-3712

Mortgage

Document Number	5313000008,
Date	Aug 12, 2026
Book Page	5313/8

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	97 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 15 S Elm St was $4,374 with a homeowner's exemption, down 13.4% from the year before.

Source: Steuben County and Corning Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Corning Town
Municipality	South Corning Village
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,374.00 (-13.39%) Homeowner's exemption
2025	$5,050.00	$130,000 Land $23,000 Building $107,000	$149,425 Land $26,437 Building $122,988
2023		$130,000 (-) Land $23,000 Building $107,000	$135,417 (+4.17%) Land $23,958 Building $111,459
2022		$130,000 Land $23,000 Building $107,000	$130,000 Land $23,000 Building $107,000
2021	$2,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 S Elm St; there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1982–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 S Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CORNING VILLAGE serves 1,400 people · EPA ID NY5001219
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20