3 Ruth Pl, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 3 Ruth Pl, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,008 sqft · built 1952
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (May 2020)
Tax Bill$9,621 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-00008-0000-00003

Property Details

APN / Parcel Number

Primary APN10-00008-0000-00003
Alternative APN
  • 100000800003

Interior

Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address3 RUTH PL
CityMIDDLESEX
StateNJ
Zip08846-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description50X100
Legal SubdivisionMIDDLESEX TERRACE
Legal Block8
Legal Lot Number3
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1007
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00008-0000-00003

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 RUTH PL, MIDDLESEX, NJ 08846-1621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Oct 18, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2020 · Amount on Record
Deed SaleMay 12, 2020 · Amount on Record
Prior SaleOct 18, 2019 · Amount on Record
Deed Document Number202041446
Deed Book / Page17872 / 1271
Record UpdatedSep 20, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateMay 12, 2020
Property Address3 RUTH PL, MIDDLESEX, NJ 08846-1621
Document Number0000041446
Book / Page017872 / 001271
Instrument DateApr 29, 2020
Instrument41446
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$319.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 RUTH PL MIDDLESEX NJ 088461621, MIDDLESEX, NJ 08846-1621

Mortgage

Document Number41447
DateMay 12, 2020
Book Page017872/001277
Instrument41447
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMIDDLESEX NJ
Recording DateOct 18, 2019
Property Address3 RUTH PL, MIDDLESEX, NJ 08846-1621
Document Number0000086794
Book / Page017656 / 001669
Instrument DateOct 09, 2019
Instrument86794
Transaction TypeForeclosure
Record UpdatedNov 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$179.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 DEVOES LN EAST BRUNSWICK NJ 088164225, EAST BRUNSWICK, NJ 08816-4225

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$456,400 (+0.57%) Land $144,800 Building $311,600$456,400 (+0.57%) Land $144,800 Building $311,600
2025$9,621.00 (+22.19%)$453,800 (+33.35%) Land $144,800 Building $309,000$453,800 (+33.35%) Land $144,800 Building $309,000
2024$7,874.00 (+16.39%)
2023$340,300 Land $144,800 Building $195,500$340,300 Land $144,800 Building $195,500
2022$6,765.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims148 (1979–2025)
Claims Outside the SFHA10 of 148
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 21 claims
  • Hurricane Irene, Aug 2011 · 30 claims
  • Severe Storms And Flooding, Mar 2010 · 30 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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