1 Ruth Pl, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 1 Ruth Pl, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	921 sqft · built 1952
Lot Size	0.122 acres (5,327 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,917 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00008-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00008-0000-00001`
Alternative APN	`100000800001`

Interior

Stories	1 Story
Building Area	921 sqft Living Area
1st Floor Area	921 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,327 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 28 ft wide

Location & Zoning

Street Address	1 RUTH PL
City	MIDDLESEX
State	NJ
Zip	08846-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	53.28X100
Legal Subdivision	TERRACE
Legal Block	8
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1007
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 RUTH PL, MIDDLESEX, NJ 08846-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 25, 2017
Transfer Doc	201704040284
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1 RUTH PL, MIDDLESEX, NJ 08846-1621
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I RUTH PLACE, MIDDLESEX, NJ 08846

Mortgage

Document Number	2021091893
Date	Jul 19, 2021
Book Page	18539/1825
Instrument	2021091893

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Apr 1, 2047

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 4, 2017
Property Address	1 RUTH PL, MIDDLESEX, NJ 08846-1621
Document Number	0000006192
Book / Page	006961 / 000531
Instrument Date	Mar 25, 2017
Instrument	6192
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 RUTH PL MIDDLESEX NJ 088461621, MIDDLESEX, NJ 08846-1621

Mortgage

Document Number	9271
Date	Apr 4, 2017
Book Page	016732/000075
Instrument	9271

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,900 (+3.64%) Land $144,800 Building $291,100	$435,900 (+3.64%) Land $144,800 Building $291,100
2025	$8,917.00 (+9.48%)	$420,600 (+19.49%) Land $144,800 Building $275,800	$420,600 (+19.49%) Land $144,800 Building $275,800
2024	$8,145.00 (+16.81%)
2023		$352,000 Land $144,800 Building $207,200	$352,000 Land $144,800 Building $207,200
2022	$6,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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