Old Saybrook Town property record for 3 Ruth Dr, Old Saybrook, CT 06475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,578 sqft · built 1966 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2024) |
| Tax Bill | $5,273 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | OSAY M:021 B:070 L |
| Primary APN | OSAY M:021 B:070 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 299400 |
|---|---|
| Street Address | 3 RUTH DR |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 70 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 670200 |
3 Ruth Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RUTH DR, OLD SAYBROOK, CT 06475-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on File |
| Deed Sale | Aug 19, 2024 · Amount on File |
| Deed Book / Page | 693 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Recording Date | Aug 19, 2024 |
| Property Address | 3 RUTH DR, OLD SAYBROOK, CT 06475-2219 |
| Document Number | 000693-158 |
| Book / Page | 693 / 158 |
| Instrument Date | Aug 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000693162 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 693/162 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Ruth Dr was $5,273.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,273.00 | $340,200 Land $103,300 Building $236,900 | $238,140 Land $72,310 Building $165,830 |
| 2024 | $5,273.00 (+13.35%) | ||
| 2023 | $4,652.00 (+1.84%) | $227,500 (-) Land $84,800 Building $142,700 | |
| 2022 | $4,568.00 | $227,500 Land $84,800 Building $142,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Ruth Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Ruth Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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