14 Ruth Dr, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 14 Ruth Dr, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1960
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jul 2025)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Jul 2025 Transfer Jul 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:021 B:085 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:021 B:085 L`
Alternative APN	`300700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	1,496 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	300700
Street Address	14 RUTH DR
City	OLD SAYBROOK
State	CT
Zip	06475-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	85
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2001
Census Tract	670200

Owner

14 Ruth Dr is owned and occupied by an individual who bought it in July 2025.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	14 RUTH DR, OLD SAYBROOK, CT 06475-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2025	Warranty Deed, Transfer
Jul 15, 2024	Warranty Deed, Transfer
Oct 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WADE SARETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Book / Page	700 / 43
Prior Transfer Date	Jul 21, 2025
Prior Transfer Doc	0000700-45
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 23, 2025
Property Address	14 RUTH DR, OLD SAYBROOK, CT 06475-2220
Document Number	0000700-45
Book / Page	700 / 45
Instrument Date	Jul 21, 2025
Transaction Type	Transfer
Record Updated	Aug 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 23, 2025
Property Address	14 RUTH DR, OLD SAYBROOK, CT 06475-2220
Document Number	0000700-43
Book / Page	700 / 43
Instrument Date	Jul 18, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 15, 2024
Property Address	14 RUTH DR, OLD SAYBROOK, CT 06475-2220
Document Number	000692-276
Book / Page	692 / 276
Instrument Date	Jul 4, 2024
Transaction Type	Transfer
Record Updated	Aug 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14 RUTH DR, OLD SAYBROOK, CT 06475-2220

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Oct 25, 2021
Property Address	14 RUTH DR, OLD SAYBROOK, CT 06475-2220
Document Number	000670-412
Book / Page	670 / 412
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000670416
Date	Oct 25, 2021
Instrument	670/416

Lender

Name	WADE SARETTE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Ruth Dr was $4,777.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,777.00	$308,200 Land $108,400 Building $199,800	$215,740 Land $75,880 Building $139,860
2024	$4,777.00 (+8.44%)
2023	$4,405.00 (+1.85%)	$215,400 (-) Land $88,900 Building $126,500
2022	$4,325.00	$215,400 Land $88,900 Building $126,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 Ruth Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Ruth Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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