Middlesex County and Middlesex Borough property record for 3 Rutgers Ln, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 2,180 sqft · built 1968 |
| Lot Size | 0.199 acres (8,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Sep 2018) |
| Tax Bill | $10,640 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00086-04-00011 |
| Primary APN | 10-00086-04-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 2,180 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 8,677 sqft (0.199 acres) |
| Lot Dimensions | 103 ft deep x 24 ft wide |
| Street Address | 3 RUTGERS LN |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 84.24X103 AVG |
| Legal Subdivision | GREENFIELD VILLAGE |
| Legal Block | 86.4 |
| Legal Lot Number | 11 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101 |
3 Rutgers Ln is owned and occupied by two individuals who bought it in September 2018.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RUTGERS LN, MIDDLESEX, NJ 08846-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 5, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on File |
| Deed Sale | Sep 5, 2018 · Amount on File |
| Deed Document Number | 201878124 |
| Deed Book / Page | 17287 / 1040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 RUTGERS LN, MIDDLESEX, NJ 08846-1254 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000032275 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 18877/316 |
| Instrument | 2022032275 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 5, 2018 |
| Property Address | 3 RUTGERS LN, MIDDLESEX, NJ 08846-1254 |
| Document Number | 201800078124 |
| Book / Page | 17287 / 1040 |
| Map Reference | MAP2986 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 201800078124 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 SULLIVAN RD, 27, FLEMINGTON, NJ 08822-7233 |
| Name | Verified Name |
|---|---|
| Address | 3 RUTGERS LN, MIDDLESEX, NJ 08846-1254 |
| Document Number | 201800078125 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 201800078125 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 3 Rutgers Ln was $10,640, down 21.4% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,100 (+11.99%) Land $152,000 Building $410,100 | $562,100 (+11.99%) Land $152,000 Building $410,100 | |
| 2025 | $10,640.00 (-21.42%) | $501,900 Land $152,000 Building $349,900 | $501,900 Land $152,000 Building $349,900 |
| 2024 | $13,541.00 | ||
| 2023 | $585,200 Land $152,000 Building $433,200 | $585,200 Land $152,000 Building $433,200 | |
| 2022 | $12,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Rutgers Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Rutgers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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