1 Rutgers Ln, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 1 Rutgers Ln, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,502 sqft · built 1968
Lot Size	0.284 acres (12,358 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2020)
Tax Bill	$11,293 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00086-04-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00086-04-00010`
Alternative APN	`1000086000D00010`

Interior

Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	12,358 sqft (0.284 acres)
Lot Dimensions	120 ft deep x 103 ft wide

Location & Zoning

Street Address	1 RUTGERS LN
City	MIDDLESEX
State	NJ
Zip	08846-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	103X120 AVG
Legal Subdivision	GREEN CILLAGE
Legal Block	86.4
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2001
Census Tract	101

Owner

1 Rutgers Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RUTGERS LN, MIDDLESEX, NJ 08846-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on File
Deed Sale	Mar 23, 2020 · Amount on File
Deed Document Number	202027341
Deed Book / Page	17823 / 303
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 23, 2020
Property Address	1 RUTGERS LN, MIDDLESEX, NJ 08846-1254
Document Number	0000027341
Book / Page	017823 / 000303
Instrument Date	Feb 25, 2020
Instrument	27341
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 RUTGERS LN MIDDLESEX NJ 088461254, MIDDLESEX, NJ 08846-1254

Mortgage

Document Number	27342
Date	Mar 23, 2020
Book Page	017823/000309
Instrument	27342

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1 Rutgers Ln was $11,293, up 7.6% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,300 (+8%) Land $159,200 Building $416,100	$575,300 (+8%) Land $159,200 Building $416,100
2025	$11,293.00 (+7.59%)	$532,700 Land $159,200 Building $373,500	$532,700 Land $159,200 Building $373,500
2024	$10,496.00
2023		$453,600 Land $159,200 Building $294,400	$453,600 Land $159,200 Building $294,400
2022	$10,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Rutgers Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Rutgers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20