Cleveland County property record for 3 Rustic Hills St, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,723 sqft · built 1979 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $512,000 (May 2024) |
| Tax Bill | $7,225 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Construction Loan Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29RUST1 1 3001 |
| Primary APN | NC29RUST1 1 3001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,723 sqft Living Area |
| Gross Area | 3,303 sqft |
| 1st Floor Area | 2,050 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 274 sqft |
| Deck Area | Deck Area |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43704 |
|---|---|
| Street Address | 3 RUSTIC HILLS ST |
| City | NORMAN |
| State | OK |
| Zip | 73072-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC HILLS LOT 3 BLK 1 |
| Legal Range | 03W |
| Legal Township | 08 |
| Legal Section | 12 |
| Legal Subdivision | RUSTIC HILLS 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 201103 |
Source: Cleveland County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 24, 2023 | Warranty Deed, Construction Loan · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Jan 12, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | Oct 24, 2023 · Amount on Record |
| Deed Document Number | 202412514 |
| Deed Book / Page | 6666 / 288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 24, 2023 |
| Property Address | 3 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Number | R202329289 |
| Book / Page | 6601 / 182 |
| Instrument Date | Oct 23, 2023 |
| Instrument | R 2023 29289 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 8, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3300 OINEHURST DRIVE, NORMAN, OK 73072 |
| Document Number | R202329290 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | R 2023 29290 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 23, 2024 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jan 12, 2022 |
| Property Address | 3 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Number | R202201565 |
| Book / Page | 6369 / 1006 |
| Instrument Date | Jan 6, 2022 |
| Instrument | R 2022 01565 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3 RUSTIC HILLS ST, NORMAN, OK 73072-7412 |
| Document Number | 0000001202 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 RUSTIC HILLS ST NORMAN OK 730727412, NORMAN, OK 73072-7412 |
| Document Number | 0000001202 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 006175/000874 |
| Instrument | 1202 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,225.00 (+91.9%) | $60,210 (+92.01%) Land $6,342 Building $53,868 | $501,753 (+33.89%) Land $52,852 Building $448,901 |
| 2023 | $3,765.00 (+9.48%) | $31,358 (+5%) Land $4,422 Building $26,936 | $374,745 (+50.58%) Land $52,852 Building $321,893 |
| 2022 | $3,439.00 | $29,864 Land $3,840 Building $26,024 | $248,874 Land $32,000 Building $216,874 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | GOLDSBY WATER AUTH TRUST |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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