3 Rose St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 3 Rose St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,862 sqft · built 2009
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$247,097 (Jul 2017)
Tax Bill	$7,472 (2026)
Deeds & Mortgages	Jul 2017 Sale Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`145289 105.17-4-18`

Property Details

APN / Parcel Number

Primary APN	`145289 105.17-4-18`
Alternative APN	`52891051700004018000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	1,034 sqft
2nd Floor Area	828 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	142 ft deep x 74.6 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 ROSE ST
City	LANCASTER
State	NY
Zip	14086-2383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2001
Census Tract	14204

Owner

3 Rose St is owned and occupied by two individuals who bought it in July 2017.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 ROSE ST, LANCASTER, NY 14086-2383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2017	Deed, Transfer
Apr 7, 2017	Trustee's Deed, Foreclosure ADVANTAGE FORECLOSURE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Apr 7, 2017 · Amount on File
Deed Document Number	2017133437
Deed Book / Page	11315 / 4031
Record Updated	Oct 29, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jul 7, 2017
Property Address	3 ROSE ST, LANCASTER, NY 14086-2383
Document Number	0113154031
Book / Page	11315 / 4031
Map Reference	MAP3412
Instrument Date	Jun 19, 2017
Instrument	2017133437
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$2,227.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 N PEARL ST, 6, BUFFALO, NY 14202-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RIDEWATER DR, BUFFALO, NY 14226

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ERIE NY
Recording Date	Apr 7, 2017
Property Address	3 ROSE ST, LANCASTER, NY 14086-2383
Document Number	0113117367
Book / Page	011311 / 007367
Instrument Date	Apr 6, 2017
Transaction Type	Foreclosure
Record Updated	Sep 21, 2017
Title Company	ADVANTAGE FORECLOSURE

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 N PEARL ST BUFFALO NY 142021412, BUFFALO, NY 14202-1412

Tax Assessment & Valuation

The 2026 property tax bill for 3 Rose St was $7,472, up 112.5% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,472.00 (+112.45%)
2025	$3,517.00 (-51.03%)	$260,000 (-) Land $70,000 Building $190,000	$406,250 (+12.5%) Land $109,375 Building $296,875
2024	$7,182.00	$260,000 (-) Land $70,000 Building $190,000	$361,100 (+4.15%) Land $97,219 Building $263,881
2023		$260,000 Land $70,000 Building $190,000	$346,700 Land $93,342 Building $253,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Rose St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Rose St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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