Erie County and Lancaster Town property record for 13 Rose St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,073 sqft · built 2009 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,000 (Jun 2021) |
| Tax Bill | $8,005 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 105.17-4-31 |
| Primary APN | 145289 105.17-4-31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| 2nd Floor Area | 1,020 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 339 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13 ROSE ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14204 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 ROSE ST, LANCASTER, NY 14086-2383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 13, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on Record |
| Deed Sale | Jun 3, 2021 · Amount on Record |
| Prior Sale | Apr 9, 2009 · Amount on Record |
| Deed Document Number | 20212021106601 |
| Deed Book / Page | 11381 / 1521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 3, 2021 |
| Property Address | 13 ROSE ST, LANCASTER, NY 14086-2383 |
| Document Number | 0113811521 |
| Book / Page | 11381 / 1521 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021106601 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 ROSE ST, LANCASTER, NY 14086-2383 |
| Name | Verified Name |
|---|---|
| Address | 56 ERIE ST, DEPEW, NY 14043-3025 |
| Investor | Possibly a Property Investor |
| Document Number | 0139982604 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 13998/2604 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 13 ROSE ST, LANCASTER, NY 14086-2383 |
| Document Number | 0138005471 |
| Book / Page | 013800 / 005471 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 13 ROSE ST LANCASTER NY 140862383, LANCASTER, NY 14086-2383 |
| Document Number | 0138005471 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 013800/005471 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKYLN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,005.00 (+113.47%) | ||
| 2025 | $3,750.00 (-51.28%) | $280,000 (-) Land $70,000 Building $210,000 | $437,500 (+12.5%) Land $109,375 Building $328,125 |
| 2024 | $7,697.00 | $280,000 (-) Land $70,000 Building $210,000 | $388,900 (+4.18%) Land $97,225 Building $291,675 |
| 2023 | $280,000 Land $70,000 Building $210,000 | $373,300 Land $93,325 Building $279,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1987–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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