Macomb County property record for 3 River Bluff Dr, Mount Clemens, MI 48043
| Property Type | Condominium |
|---|---|
| Details | 1.5 ba · 1,486 sqft · built 2001 |
| Owner | Individual Name on File |
| Last Sale | $169,900 (May 2023) |
| Tax Bill | $4,357 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-11-14-261-003 |
| Primary APN | 05-11-14-261-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 743 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Garage Type | Attached |
| Garage Area | 1,042 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3 RIVER BLUFF DR |
|---|---|
| City | MOUNT CLEMENS |
| State | MI |
| Zip | 48043-2390 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CB |
| Legal Description | RIVER BLUFF CONDOMINIUM MCCP NO 684 UNIT 102C |
| Legal Subdivision | RIVER BLUFF OF MOUNT CLEMENS CONDOMINIUM |
| Legal Unit | 102 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MOUNT CLEMENS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 245400 |
3 River Bluff Dr, a condominium, is owned and occupied by an individual who bought it in May 2023.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 RIVER BLUFF DR, MOUNT CLEMENS, MI 48043-2390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC |
| Mar 25, 2020 | Warranty Deed, Transfer |
| Jul 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Mar 25, 2020 · Amount on File |
| Deed Document Number | 202340350 |
| Deed Book / Page | 29113 / 311 |
| Prior Transfer Date | Nov 20, 2013 |
| Prior Transfer Doc | 0000179110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 3, 2023 |
| Property Address | 3 RIVER BLUFF DR, MOUNT CLEMENS, MI 48043-2390 |
| Document Number | 2300040350 |
| Book / Page | 29113 / 311 |
| Map Reference | LB 9860 PG 448-490 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 202300040350 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | GREATER MACOMB TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 RIVER BLUFF DR, MOUNT CLEMENS, MI 48043-2390 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3 RIVER BLUFF DR, MOUNT CLEMENS, MI 48043-2390 |
| Document Number | 2300037692 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 29106/500 |
| Instrument | 202300037692 |
| Name | NEXT DOOR LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, MI 48025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Mar 25, 2020 |
| Property Address | 3 RIVER BLUFF DR, MOUNT CLEMENS, MI 48043-2390 |
| Document Number | 0000034472 |
| Book / Page | 26595 / 321 |
| Map Reference | LB 9860 PG 448-490 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2034472 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,109.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 RIVER BLUFF DR # DR102, 3, MOUNT CLEMENS, MI 48043-2390 |
| Name | Verified Name |
|---|---|
| Address | 3 RIVER BLUFF DR # 102, 102, MOUNT CLEMENS, MI 48043-2390 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 9, 2018 |
| Property Address | 3 RIVER BLUFF DR, MOUNT CLEMENS, MI 48043-2390 |
| Document Number | 0000076869 |
| Book / Page | 25457 / 190 |
| Map Reference | LB 9860 PG 448 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 8076869 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,057.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 RIVER BLUFF DR # DR102C, 3, MOUNT CLEMENS, MI 48043-2390 |
| Name | Verified Name |
|---|---|
| Address | 3 RIVER BLUFF DR # 102, 102, MOUNT CLEMENS, MI 48043-2390 |
| Document Number | 0000076864 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 8076864 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 3 River Bluff Dr was $4,357 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Mount Clemens City |
| Unified School District | Mount Clemens Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,500 | $173,000 | |
| 2025 | $4,357.00 | ||
| 2023 | $72,300 | $144,600 | |
| 2022 | $3,785.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 River Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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