3 River Bluff Ct, Augusta, MO 63332 Property Records

St. Charles County property record for 3 River Bluff Ct, Augusta, MO 63332

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,619 sqft · built 1987
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Aug 2018)
Tax Bill$4,826 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2026 Sale
Flood ZoneZone X (minimal risk)
APNA881000005

Property Details

APN / Parcel Number

Primary APNA881000005
Alternative APN
  • 1-0026-6170-00-0003.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,619 sqft Living Area
Gross Area4,509 sqft
1st Floor Area1,435 sqft
Basement Area1,340 sqft
Finished Basement1,000 sqft
Unfinished Basement340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,052 sqft
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area176 sqft
Deck AreaDeck Area
Patio Area456 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA881000005
Street Address3 RIVER BLUFF CT
CityAUGUSTA
StateMO
Zip63332-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER BLUFF LOT 3
Legal SubdivisionRIVER BLUFF
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2027
Census Tract312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK OF FLORIDA
Jan 14, 2026Warranty Deed, Transfer
STG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2018 · Amount on Record
Deed SaleAug 6, 2018 · Amount on Record
Prior SaleJan 5, 2017 · Amount on Record
Deed Document Number2018444560
Deed Book / Page6958 / 1601
Prior Transfer DateSep 5, 2013
Prior Transfer Doc0000888320
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RIVER BLUFF CT, AUGUSTA, MO 63332-1647

Mortgage

Document Number0000052323
DateNov 20, 2025
Instrument2025R-052323
Lender
NameREGIONS BANK OF FLORIDA
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 14, 2026
Property Address3 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Document Number0000002080
Map ReferenceDOC 2025R-030585
Instrument DateJan 9, 2026
Instrument2026R-002080
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanySTG

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 WALNUT SPRINGS RD, DEFIANCE, MO 63341-2814

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 NEAL LN, DEFIANCE, MO 63341-2914

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAugusta Town
CountySt. Charles County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,911 (-)$436,374 (-) Land $57,747 Building $378,627
2025$4,826.00 (+3.87%)$82,911 (+6.56%)$436,374 (+6.56%) Land $57,747 Building $378,627
2024$4,646.00 (+18.67%)
2023$77,809 (+19.09%)
2022$3,915.00$65,335$409,522 (+19.09%) Land $54,998 Building $354,524
2021$343,869 Land $54,998 Building $288,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1993–2000)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES CO PWSD 2 AUGUSTA
serves 881 people · EPA ID MO6024531
Water SourceGroundwater
Last State InspectionMay 2023
Also Mapped HereST CHARLES COUNTY PWSD 2
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Brightspeed
DSL
40 / 3
AT&T
Fixed Wireless
25 / 3

May also be available: Wisper ISP.

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