1 River Bluff Ct, Augusta, MO 63332 Property Records

St. Charles County property record for 1 River Bluff Ct, Augusta, MO 63332

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,860 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2020)
Tax Bill	$4,822 (2024)
Deeds & Mortgages	Apr 2017 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A881000003`

Property Details

APN / Parcel Number

Primary APN	`A881000003`
Alternative APN	`1-0026-6170-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,860 sqft Living Area
Gross Area	4,974 sqft
1st Floor Area	2,860 sqft
Basement Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A881000003
Street Address	1 RIVER BLUFF CT
City	AUGUSTA
State	MO
Zip	63332-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BLUFF LOT 1
Legal Subdivision	RIVER BLUFF
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2027
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Dec 3, 2020	Warranty Deed, Transfer US BK
Oct 7, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Jan 9, 2018	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	202094637
Prior Transfer Date	Nov 15, 2007
Prior Transfer Doc	0048940921
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067350213
Date	Apr 28, 2017
Book Page	6735/0213
Instrument	20170428000256880

Lender

Name	COMMERCE BANK
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 3, 2020
Property Address	1 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Document Number	0000094637
Instrument Date	Nov 12, 2020
Instrument	94637
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RIVER BLUFF CT AUGUSTA MO 633321647, AUGUSTA, MO 63332-1647

Mortgage

Document Number	94638
Date	Dec 3, 2020
Instrument	94638

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Document Number	0071640449
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 RIVER BLUFF CT AUGUSTA MO 633321647, AUGUSTA, MO 63332-1647

Mortgage

Document Number	0071640449
Date	Oct 17, 2019
Book Page	007164/000449
Instrument	584100

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 9, 2018
Property Address	1 RIVER BLUFF CT, AUGUSTA, MO 63332-1647
Document Number	0068650562
Book / Page	006865 / 000562
Instrument Date	Jan 8, 2018
Instrument	17490
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	CONTINENTAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 RIVER BLUFF CT AUGUSTA MO 633321647, AUGUSTA, MO 63332-1647

Mortgage

Document Number	68650564
Date	Jan 9, 2018
Book Page	006865/000564
Instrument	17500

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Augusta Town
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,672 (-)	$477,223 (-) Land $57,747 Building $419,476
2025		$90,672 (+12.27%)	$477,223 (+12.27%) Land $57,747 Building $419,476
2024	$4,822.00
2023		$80,761
2022			$425,049 Land $54,998 Building $370,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1993–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD 2 AUGUSTA serves 881 people · EPA ID MO6024531
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	ST CHARLES COUNTY PWSD 2
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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