3 Puddle Ln, Camden, SC 29020 Property Records

Kershaw County property record for 3 Puddle Ln, Camden, SC 29020

Property Summary

Property Type	Single Family Home
Details	5,353 sqft · built 2002
Lot Size	4.42 acres (192,535 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Sep 2025)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`286-03-0A-026-SCL`

Property Details

APN / Parcel Number

Primary APN	`286-03-0A-026-SCL`
Alternative APN	`32245`

Interior

Stories	2 Stories
Building Area	5,353 sqft Gross Area
Gross Area	3,853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Lot Area	192,535 sqft (4.42 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Porch Area	600 sqft
Deck Area	380 sqft

Location & Zoning

Account Number	32245
Old Parcel Number	286-03-0A-026 SCL
Street Address	3 PUDDLE LN
City	CAMDEN
State	SC
Zip	29020-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SOUTH GATE AT HERMITAGE PHASE 2 LOTS 25 & 26
Legal Subdivision	NEAL & DEE BLANK
Legal Phase	2
Legal Lot Number	26
Jurisdiction	KERSHAW SC
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2004
Census Tract	970601

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 20, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 21, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 20, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Apr 18, 2005 · Amount on Record
Deed Document Number	2025-7646
Deed Book / Page	5426 / 311
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 11, 2025
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0020257646
Book / Page	5426 / 311
Map Reference	MB 387 PG 2045
Instrument Date	Sep 8, 2025
Instrument	2025-7646
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,860.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 PUDDLE LN, CAMDEN, SC 29020-7618

Mortgage

Document Number	0020257647
Date	Sep 11, 2025
Instrument	2025-7647

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 20, 2021
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0000000652
Book / Page	004390 / 000023
Instrument Date	Jan 20, 2021
Instrument	652
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 21, 2021
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0000000654
Book / Page	004390 / 000031
Instrument Date	Jan 4, 2021
Instrument	654
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 20, 2021
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0000000653
Book / Page	004390 / 000027
Instrument Date	Jan 4, 2021
Instrument	653
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 31, 2020
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0000012597
Book / Page	004378 / 000160
Instrument Date	Dec 28, 2020
Instrument	12597
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 31, 2020
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0000012595
Book / Page	004378 / 000152
Instrument Date	Dec 28, 2020
Instrument	12595
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 1, 2017
Property Address	3 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number	0000001594
Book / Page	003657 / 000001
Instrument Date	Mar 1, 2017
Instrument	1594
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

Mortgage

Document Number	1595
Date	Mar 1, 2017
Book Page	003657/000003
Instrument	1595

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,599.00	$722,800 (-) Land $267,500 Building $455,300	$722,800 (-)
2024	$3,599.00 (+94.02%)	$722,800 (+3.15%) Land $267,500 Building $455,300	$722,800 (+3.15%)
2023	$1,855.00	$700,700 Land $267,500 Building $433,200	$700,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSATT WTR - KERSHAW/LEE CO RWA serves 25,485 people · EPA ID SC2820005
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

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