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20 Puddle Ln, Camden, SC 29020 Property Records

Kershaw County property record for 20 Puddle Ln, Camden, SC 29020

Property Summary

Property TypeSingle Family Home
Details3,672 sqft · built 2014
Lot Size3.55 acres (154,638 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Sep 2013)
Tax Bill$2,094 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN286-03-0A-028-SCL

Property Details

APN / Parcel Number

Primary APN286-03-0A-028-SCL
Alternative APN
  • 32247

Interior

Stories1 Story
Building Area3,672 sqft Gross Area
Gross Area2,972 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area154,638 sqft (3.55 acres)

Location & Zoning

Account Number32247
Old Parcel Number286-03-0A-028 SCL
Street Address20 PUDDLE LN
CityCAMDEN
StateSC
Zip29020-7618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionSOUTH GATE AT HERMITAGE PHASE 2 LOT 28
Legal SubdivisionSOUTH GATE/HERMITAGE PH II
Legal Phase2
Legal Lot Number28
JurisdictionKERSHAW SC
Township / Civil DivisionCAMDEN
Census Block Group2
Census Block2004
Census Tract970601

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address20 PUDDLE LN, CAMDEN, SC 29020-7618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BK
Jan 27, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2013 · Amount on Record
Deed SaleSep 20, 2013 · Amount on Record
Deed Document Number0003150270
Deed Book / Page3150 / 270
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address20 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number0000008862
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedDec 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

Mortgage

Document Number0000008862
DateSep 28, 2020
Book Page004310/000044
Instrument8862
Lender
NameSYNOVUS BK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address20 PUDDLE LN, CAMDEN, SC 29020-7618
Document Number0000000858
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 PUDDLE LN CAMDEN SC 290207618, CAMDEN, SC 29020-7618

Mortgage

Document Number0000000858
DateFeb 1, 2017
Book Page003646/000133
Instrument858
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 31, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,094.00 (-8%)$456,800 (-) Land $177,500 Building $279,300$456,800 (-)
2023$2,276.00$456,800 Land $177,500 Building $279,300$456,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASSATT WTR - KERSHAW/LEE CO RWA
serves 25,485 people · EPA ID SC2820005
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area		500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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