Somerset County and Warren Township property record for 3 Providence Rd, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 4,568 sqft · built 2002 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (May 2023) |
| Tax Bill | $22,480 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00057-0000-00014-09 |
| Primary APN | 20-00057-0000-00014-09 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,568 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 67,954 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3 PROVIDENCE RD |
|---|---|
| City | WARREN |
| State | NJ |
| Zip | 07059-5570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | HICKORY BROOK |
| Legal Block | 57 |
| Legal Lot Number | 14.9 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52203 |
Source: Somerset County and Warren Township records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 31, 2023 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Dec 13, 2001 · Amount on Record |
| Deed Document Number | 202313312 |
| Deed Book / Page | 7507 / 1448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 3 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000025275 |
| Book / Page | 7701 / 1403 |
| Instrument Date | Aug 29, 2026 |
| Instrument | 202625275 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000025275, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 7701/1403 |
| Instrument | 202625275 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 31, 2023 |
| Property Address | 3 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000013312 |
| Book / Page | 7507 / 1448 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023013312 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TITLE HACKENSACK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4710 ELM ST # STW1705, STW1705, BETHESDA, MD 20814-3827 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000013313 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023013313 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.97% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.9% |
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,362,500 (+6.19%) Land $365,900 Building $996,600 | $1,362,500 (+6.19%) Land $365,900 Building $996,600 | |
| 2025 | $22,480.00 (+2.82%) | $1,283,100 (+16.19%) Land $348,400 Building $934,700 | $1,283,100 (+16.19%) Land $348,400 Building $934,700 |
| 2024 | $21,864.00 (+4.13%) | ||
| 2023 | $1,104,300 Land $293,000 Building $811,300 | $1,104,300 Land $293,000 Building $811,300 | |
| 2022 | $20,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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