Somerset County and Warren Township property record for 1 Providence Rd, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 4,449 sqft · built 1999 |
| Lot Size | 1.58 acres (69,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,954,999 (May 2026) |
| Tax Bill | $21,972 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00057-0000-00014-10 |
| Primary APN | 20-00057-0000-00014-10 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,449 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 69,260 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1 PROVIDENCE RD |
|---|---|
| City | WARREN |
| State | NJ |
| Zip | 07059-5570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 57 |
| Legal Lot Number | 14.10 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52203 |
Source: Somerset County and Warren Township records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 21, 2026 | Deed, Transfer · Conventional Mortgage TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Jul 14, 1999 · Amount on Record |
| Deed Document Number | 202614332 |
| Deed Book / Page | 7682 / 2723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 14, 2026 |
| Property Address | 1 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000026227 |
| Book / Page | 7702 / 3806 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202626227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | FORTUNE TITLE |
| Name | Verified Name |
|---|---|
| Address | 71 VILLAGE DR, SKILLMAN, NJ 08558-1831 |
| Document Number | 0000026227, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 7702/3806 |
| Instrument | 202626227 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 1 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000036375 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 7465/2307 |
| Instrument | 2022036375 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 21, 2026 |
| Property Address | 1 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000014332 |
| Book / Page | 7682 / 2723 |
| Instrument Date | May 14, 2026 |
| Instrument | 202614332 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,455.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 PROVIDENCE RD, WARREN, NJ 07059-5570 |
| Document Number | 0000014333, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202614333 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,331,600 (+6.18%) Land $367,400 Building $964,200 | $1,331,600 (+6.18%) Land $367,400 Building $964,200 | |
| 2025 | $21,972.00 (+2.68%) | $1,254,100 (+16.06%) Land $349,800 Building $904,300 | $1,254,100 (+16.06%) Land $349,800 Building $904,300 |
| 2024 | $21,398.00 (+4.15%) | ||
| 2023 | $1,080,600 Land $294,200 Building $786,400 | $1,080,600 Land $294,200 Building $786,400 | |
| 2022 | $20,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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