3 Providence Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 3 Providence Dr, Flat Rock, NC 28731

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,539 sqft · built 1998
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Jun 2021)
Tax Bill$1,173 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9586342693

Property Details

APN / Parcel Number

Primary APN9586342693
Alternative APNs
  • 00958634269355
  • 9954729

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,539 sqft Heated Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2018
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Garage Area405 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9954729
Street Address3 PROVIDENCE DR
CityFLAT ROCK
StateNC
Zip28731-7723
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code9954729~R2
Legal DescriptionGREEN RIVER HILLS LO3 PL2018-11062
Legal SubdivisionGREEN RIVER HILLS
Legal Block34
Legal Lot Number2693
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group1
Census Block1045
Census Tract931401

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3 PROVIDENCE DR, FLAT ROCK, NC 28731-7723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleFeb 12, 2018 · Amount on Record
Deed Document Number2021954794
Deed Book / Page3722 / 670
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address3 PROVIDENCE DR, FLAT ROCK, NC 28731-7723
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031620523
DateFeb 12, 2018
Book Page3162/523
Lender
NamePRIME MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,200 (-) Land $57,600 Building $151,600
2025$1,173.00
2023$209,200 Land $57,600 Building $151,600$209,200 Land $57,600 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Spectrum.

Nearby Properties on Providence Dr

Nearby Streets

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