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2 Providence Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 2 Providence Dr, Flat Rock, NC 28731

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 2000
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$174,500 (Jul 2020)
Tax Bill$983 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9586340489

Property Details

APN / Parcel Number

Primary APN9586340489
Alternative APNs
  • 00958634048955
  • 9954728

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,512 sqft Heated Area
1st Floor Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2015
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9954728
Street Address2 PROVIDENCE DR
CityFLAT ROCK
StateNC
Zip28731-7723
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code9954728~R2
Legal Description2 GREEN RIVER HILLS PL1995-1855
Legal SubdivisionGREEN RIVER HILLS
Legal Block34
Legal Lot Number489
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group1
Census Block1044
Census Tract931401

Owner

2 Providence Dr, a mobile home, is owned and occupied by an individual who bought it in July 2020.

Source: Henderson County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address2 PROVIDENCE DR, FLAT ROCK, NC 28731-7723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2020 · Amount on File
Deed SaleJul 29, 2020 · Amount on File
Prior SaleJun 28, 2006 · Amount on File
Deed Document Number2020930008
Deed Book / Page3534 / 140
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJul 29, 2020
Property Address2 PROVIDENCE DR, FLAT ROCK, NC 28731-7723
Document Number0035340140
Book / Page3534 / 140
Map ReferenceSL 1855
Instrument DateJul 29, 2020
Instrument930008
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$349.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address66 BYERS COVE RD, 66, HENDERSONVILLE, NC 28792-6903

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 PROVIDENCE DR, FLAT ROCK, NC 28731-7723

Mortgage

Document Number930009
DateJul 29, 2020
Instrument930009
Lender
NameGOPRIME MORTGAGE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Providence Dr was $983.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,300 Land $37,600 Building $137,700
2025$983.00
2023$175,300 Land $37,600 Building $137,700$175,300 Land $37,600 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Providence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Providence Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Spectrum.

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