3 Polly Rd, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 3 Polly Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,305 sqft · built 1932
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,417,000 (Mar 2020)
Tax Bill	$25,834 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0546.-36`

Property Details

APN / Parcel Number

Primary APN	`552801 0546.-36`
Alternative APNs	`5528000005460000036` `000036100`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,305 sqft Living Area
1st Floor Area	1,971 sqft
2nd Floor Area	1,334 sqft
Upper Floors Area	679 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft
Patio Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000036100
Street Address	3 POLLY RD
City	RYE
State	NY
Zip	10580-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/3
Legal Subdivision	CHARLES PARK ESTATE
Legal Lot Number	36
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3043
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 POLLY RD, RYE, NY 10580-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2020600313305
Record Updated	Oct 29, 2026

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 12, 2020
Property Address	3 POLLY RD, RYE, NY 10580-1721
Document Number	0600313305
Map Reference	MAP 3478
Instrument Date	Mar 10, 2020
Instrument	600313305
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	COURT STREET ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 POLLY RD, 3, RYE, NY 10580-1721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 BOARD RD, HEWITT, NJ 07421-3169

Mortgage

Document Number	0600703451
Date	Mar 12, 2020
Instrument	600703451

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,834.00 (+3,473.17%)
2025	$723.00	$15,400 (-) Land $2,400 Building $13,000	$1,327,587 (-2.59%) Land $206,897 Building $1,120,690
2024		$15,400 (-) Land $1,800 Building $13,600	$1,362,832 (+3.54%) Land $159,292 Building $1,203,540
2023		$15,400 Land $1,800 Building $13,600	$1,316,239 Land $153,846 Building $1,162,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1978–2021)
Claims Outside the SFHA	23 of 27
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20