Westchester County and Harrison Town property record for 1 Polly Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,135 sqft · built 1931 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $31,356 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0546.-37 |
| Primary APN | 552801 0546.-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,135 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| 2nd Floor Area | 979 sqft |
| Upper Floors Area | 284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 235 sqft |
| Patio Area | 37 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000036110 |
|---|---|
| Street Address | 1 POLLY RD |
| City | RYE |
| State | NY |
| Zip | 10580-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/3 |
| Legal Lot Number | 37 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 8500 |
Source: Westchester County and Harrison Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2018 | Deed of Trust, Mortgage · ARM HSBC BANK USA |
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Sep 2, 2021 | Intrafamily Transfer, Transfer JUDICIAL TITLE |
| Oct 11, 2019 | Grant Deed, Transfer FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Dec 29, 2017 | Loan Modification, Mortgage HSBC BK USA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGENCY IN |
| Name | Verified Name |
|---|---|
| Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Document Number | 0580183138 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 580183138 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0610283775 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 610283775 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 2, 2021 |
| Property Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Document Number | 0612283018 |
| Map Reference | MAP 11307 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 612283018 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 11, 2019 |
| Property Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Document Number | 0592743271 |
| Book / Page | 059274 / 003271 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 200 PATTERSON AVE #100 SAN ANTONIO TX 782096264, 100, SAN ANTONIO, TX 78209-6264 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1 POLLY RD, RYE, NY 10580-1721 |
| Document Number | 0580183145 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 POLLY RD RYE NY 105801721, RYE, NY 10580-1721 |
| Document Number | 0580183145 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 058018/003145 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,356.00 | $13,500 (-) Land $2,500 Building $11,000 | $1,163,793 (-2.59%) Land $215,517 Building $948,276 |
| 2024 | $13,500 (-) Land $2,500 Building $11,000 | $1,194,690 (+3.54%) Land $221,239 Building $973,451 | |
| 2023 | $13,500 Land $2,500 Building $11,000 | $1,153,846 Land $213,675 Building $940,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 27 (1978–2021) |
| Claims Outside the SFHA | 23 of 27 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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