3 Plum Tree Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 3 Plum Tree Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Apr 2012)
Tax Bill	$14,461 (2024)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473489 92.-1-46`

Property Details

APN / Parcel Number

Primary APN	`473489 92.-1-46`
Alternative APNs	`0800-092.00-01.00-046.000` `348909200000010460000000` `47340022120`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	3 PLUM TREE LN
City	COMMACK
State	NY
Zip	11725-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-477201 TC-52 *2481 LOT 190 MAYFAIR ESTATES SEC E
Legal Block	1
Legal Lot Number	46
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1016
Census Tract	135102

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 92.-1-46

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 PLUM TREE LN, COMMACK, NY 11725-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2012 · Amount on Record
Deed Sale	Apr 05, 2012 · Amount on Record
Deed Book / Page	12689 / 795
Prior Transfer Date	Mar 02, 2011
Prior Transfer Doc	D126540079
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 PLUM TREE LN, COMMACK, NY 11725-2408
Document Number	0228510233
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PLUM TREE LN COMMACK NY 117252408, COMMACK, NY 11725-2408

Mortgage

Document Number	0228510233
Date	Sep 01, 2017
Book Page	022851/000233

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,632 (-) Land $630 Building $5,002	$704,000 (+10,775.95%) Land $78,750 Building $625,250
2024	$14,461.00
2023		$5,632 Land $630 Building $5,002	$6,473 Land $724 Building $5,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.