10 Plum Tree Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 10 Plum Tree Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Sep 2009)
Tax Bill	$11,164 (2024)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 93.-1-5`

Property Details

APN / Parcel Number

Primary APN	`473489 93.-1-5`
Alternative APNs	`0800-093.00-01.00-005.000` `348909300000010050000000` `47340022444`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	10 PLUM TREE LN
City	COMMACK
State	NY
Zip	11725-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-477501 TC-52 *2481 LOT 202 MAYFAIR ESTATES SEC E
Legal Block	1
Legal Lot Number	5
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1020
Census Tract	135102

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 PLUM TREE LN, COMMACK, NY 11725-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU
Feb 3, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI BETHPAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2009 · Amount on Record
Deed Sale	Sep 9, 2009 · Amount on Record
Deed Book / Page	12599 / 385
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	10 PLUM TREE LN, COMMACK, NY 11725-2409
Document Number	0228100430
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PLUM TREE LN COMMACK NY 117252409, COMMACK, NY 11725-2409

Mortgage

Document Number	0228100430
Date	Apr 20, 2017
Book Page	022810/000430

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2032

February 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	10 PLUM TREE LN, COMMACK, NY 11725-2409
Document Number	0228100431
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PLUM TREE LN COMMACK NY 117252409, COMMACK, NY 11725-2409

Mortgage

Document Number	0228100431
Date	Apr 20, 2017
Book Page	022810/000431

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,390 (-) Land $300 Building $4,090	$548,750 (+10,774.95%) Land $37,500 Building $511,250
2024	$11,164.00
2023		$4,390 Land $300 Building $4,090	$5,046 Land $345 Building $4,701

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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