3 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 3 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,200 sqft Total Area
Lot Size5,635 sqft (0.129 acres)
Last Sale$400,000 (2018)
Tax Bill$22.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:M27 B:25 L:2
Alternative APN
  • M:P-25 B:0080 L:0002

Interior

Full Baths2 Baths
Building Area1,200 sqft Total Area
Gross Area1,440 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area5,635 sqft (0.129 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3 PINE ST
CityGARDNER
StateMA
Zip01440-2222
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Block25
Legal Lot Number2
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup2
Census Block2008
Census Tract707200

Owner

Source: Worcester County and Gardner City records · APN GARD M:M27 B:25 L:2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address3 PINE ST, GARDNER, MA 01440-2222
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Stand Alone Refinance
CUSTOMERS BANK
Aug 23, 2018Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LISA M BRIGGS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Aug 23, 2018
  • Deed Sale Price on Aug 23, 2018
  • Jan 28, 2009
Deed Book / Page59299 / 196
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address3 PINE ST, GARDNER, MA 01440-2222
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number064555-356
DateFeb 25, 2021
Book Page64555/356
Instrument27027
Lender
NameCUSTOMERS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateAug 23, 2018
Property Address3 PINE ST, GARDNER, MA 01440-2222
Document Number59299-196
Book / Page059299 / 000196
Instrument DateAug 20, 2018
Instrument88606
Transaction TypeTransfer
Record UpdatedSep 11, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,824.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address380 CROSS ST WINCHESTER MA 018901103, WINCHESTER, MA 01890-1103

Mortgage

Document Number59299-200
DateAug 23, 2018
Book Page059299/000200
Instrument88607
Lender
NameLISA M BRIGGS
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$22.00 (-99.05%)$157,600 (+2.14%) Land $48,400 Building $109,200
2024$2,313.00$154,300 Land $46,100 Building $108,200

Nearby Properties on Pine St

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