St. Charles County property record for 3 Pine Dr, Saint Peters, MO 63376 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,150 sqft · built 1996 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,340 (Dec 2024) |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 397650A000 |
| Primary APN | 397650A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 2,662 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,112 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | Deck Area |
| Patio Area | 403 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 397650A000 |
|---|---|
| Street Address | 3 PINE DR |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SIDE ADDN TO ST MARYS LOT 22 |
| Legal Subdivision | WEST SIDE ADDN-ST MARYS SUB |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 312400 |
Source: St. Charles County records · APN 397650A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PINE DR, SAINT PETERS, MO 63376-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 09, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2024 · Amount on Record |
| Deed Sale | Dec 02, 2024 · Amount on Record |
| Prior Sale | May 08, 2006 · Amount on Record |
| Prior Transfer Date | May 01, 2006 |
| Prior Transfer Doc | 0044780282 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 PINE DR, SAINT PETERS, MO 63376-1419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 PINE DR, SAINT PETERS, MO 63376-1419 |
| Document Number | 0000025373 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023R-025373 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 PINE DR, SAINT PETERS, MO 63376-1419 |
| Document Number | 0068092135 |
| Book / Page | 006809 / 002135 |
| Instrument Date | Sep 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 PINE DR ST PETERS MO 633761419, ST PETERS, MO 63376-1419 |
| Document Number | 0068092135 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 006809/002135 |
| Instrument | 589710 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,680.00 (-36.34%) | $43,402 (-5.41%) | $228,434 (-5.41%) Land $45,000 Building $183,434 |
| 2024 | $4,210.00 | ||
| 2023 | $45,885 | ||
| 2022 | $241,501 Land $40,500 Building $201,001 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833124003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 5 of 63 |
| Most Recent Claim | Jul 2022, other causes, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Brightspeed, Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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