1 Pine Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 1 Pine Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft · built 2019
Lot Size	0.511 acres (22,260 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Dec 2016)
Tax Bill	$5,887 (2025)
Deeds & Mortgages	May 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`397620A000`

Property Details

APN / Parcel Number

Primary APN	`397620A000`
Alternative APN	`2-055D-4157-00-0021.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,598 sqft Living Area
Gross Area	4,119 sqft
1st Floor Area	2,348 sqft
Basement Area	1,771 sqft
Finished Basement	250 sqft
Unfinished Basement	1,521 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	22,260 sqft (0.511 acres)
Lot Dimensions	140 ft deep x 159 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	397620A000
Street Address	1 PINE DR
City	SAINT PETERS
State	MO
Zip	63376-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WEST SIDE ADDN TO ST MARYS LOT 21
Legal Subdivision	WEST SIDE ADDN-ST MARYS SUB
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3014
Census Tract	312400

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 PINE DR, SAINT PETERS, MO 63376-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Intrafamily Transfer, Transfer
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2016 · Amount on Record
Deed Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	201683432
Deed Book / Page	6666 / 475
Last Transfer Date	May 5, 2022
Transfer Doc	0000025971
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 5, 2022
Property Address	1 PINE DR, SAINT PETERS, MO 63376-1419
Document Number	0000025971
Map Reference	MB 7 PG 11
Instrument Date	May 5, 2022
Instrument	2022R-025971
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PINE DR, 1, SAINT PETERS, MO 63376-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PINE DR, SAINT PETERS, MO 63376-1419

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 PINE DR, SAINT PETERS, MO 63376-1419
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PINE DR, SAINT PETERS, MO 63376-1419

Mortgage

Document Number	2021R014381
Date	Feb 18, 2021
Instrument	2021R-014381

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 21, 2019
Property Address	1 PINE DR, SAINT PETERS, MO 63376-1419
Document Number	0070490418
Book / Page	007049 / 000418
Instrument Date	Mar 11, 2019
Instrument	125000
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2201 LODGEWOOD LN ST PETERS MO 633764348, ST PETERS, MO 63376-4348

Mortgage

Document Number	70490418
Date	Mar 21, 2019
Book Page	007049/000418
Instrument	125000

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,981 (-)	$447,267 (-) Land $30,000 Building $417,267
2025	$5,887.00	$84,981 (+18.13%)	$447,267 (+18.13%) Land $30,000 Building $417,267
2023		$71,937
2022			$378,616 Land $27,000 Building $351,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	63 (1979–2022)
Claims Outside the SFHA	5 of 63
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 13 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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