Carroll County property record for 3 Phillips Ln, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 4.5 ba · 3,364 sqft · built 2010 |
| Lot Size | 11 acres (481,338 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,524 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-008015 |
| Primary APN | 12-008015 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,364 sqft Total Area |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 481,338 sqft (11 acres) |
| Garage Type | Attached |
| Garage Area | 604 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Deck Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 008015 |
|---|---|
| Street Address | 3 PHILLIPS LN |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | REM PORT - 11.05 ACS PHILLIPS LN 47-140 HYSON ACRES |
| Legal Subdivision | HYSON ACRES |
| Legal Lot Number | REM |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-008015
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PHILLIPS LN, UNION BRIDGE, MD 21791-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3 PHILLIPS LN, UNION BRIDGE, MD 21791-9012 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0101070025 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 10107/25 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Nov 01, 2035 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,900 (+51.82%) Land $127,700 Building $538,200 | $665,900 (+51.82%) Land $127,700 Building $538,200 | |
| 2025 | $5,524.00 (+11.46%) Homeowner's exemption | ||
| 2023 | $4,956.00 Homeowner's exemption | $438,600 Land $127,700 Building $310,900 | $438,600 Land $127,700 Building $310,900 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures