3 Phillips Ln, Union Bridge, MD 21791 Property Records

Carroll County property record for 3 Phillips Ln, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property TypeRural Home
Details4.5 ba · 3,364 sqft · built 2010
Lot Size11 acres (481,338 sqft)
Owner2 Individual Names on File
Tax Bill$5,524 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-008015

Property Details

APN / Parcel Number

Primary APN12-008015
Alternative APN
  • 008015

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,364 sqft Total Area
Basement Area1,100 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area481,338 sqft (11 acres)
Garage TypeAttached
Garage Area604 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area196 sqft
Deck Area416 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number008015
Street Address3 PHILLIPS LN
CityUNION BRIDGE
StateMD
Zip21791-9012
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionREM PORT - 11.05 ACS PHILLIPS LN 47-140 HYSON ACRES
Legal SubdivisionHYSON ACRES
Legal Lot NumberREM
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1006
Census Tract512000

Owner

Source: Carroll County records · APN 12-008015

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 PHILLIPS LN, UNION BRIDGE, MD 21791-9012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3 PHILLIPS LN, UNION BRIDGE, MD 21791-9012
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101070025
DateFeb 17, 2021
Book Page10107/25
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$665,900 (+51.82%) Land $127,700 Building $538,200$665,900 (+51.82%) Land $127,700 Building $538,200
2025$5,524.00 (+11.46%) Homeowner's exemption
2023$4,956.00 Homeowner's exemption$438,600 Land $127,700 Building $310,900$438,600 Land $127,700 Building $310,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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