Carroll County property record for 17 Phillips Ln, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1989 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-003110 |
| Primary APN | 12-003110 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 003110 |
|---|---|
| Street Address | 17 PHILLIPS LN |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 1.02 ACS PHILLIPS LANE 20-72 WILSONS INHERITANCE |
| Legal Subdivision | WILSONS INHERITANCE |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512000 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 PHILLIPS LN, UNION BRIDGE, MD 21791-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 17 PHILLIPS LN, UNION BRIDGE, MD 21791-9012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | DREAM TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0102980003 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 10298/3 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,300 (+26.91%) Land $125,200 Building $218,100 | $343,300 (+26.91%) Land $125,200 Building $218,100 | |
| 2025 | $2,064.00 (-32.46%) Homeowner's exemption | ||
| 2023 | $3,056.00 Homeowner's exemption | $270,500 Land $125,200 Building $145,300 | $270,500 Land $125,200 Building $145,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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