3 Penny Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 3 Penny Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,640 sqft · built 1975
Lot Size	0.552 acres (24,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$942,000 (May 2023)
Tax Bill	$18,960 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-01008-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`14-01008-0000-00024`
Alternative APNs	`1400459I00006` `140100800024`

Interior

Building Area	2,640 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Lot Area	24,045 sqft (0.552 acres)

Location & Zoning

Old Parcel Number	1400459I00006
Street Address	3 PENNY CT
City	WAYNE
State	NJ
Zip	07470-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	APPLE HILL
Legal Block	1008
Legal Lot Number	24
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1003
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PENNY CT, WAYNE, NJ 07470-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Oct 5, 2022	Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	202317593
Deed Book / Page	4532 / 1
Prior Transfer Date	Nov 14, 2007
Prior Transfer Doc	0000087576
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 30, 2023
Property Address	3 PENNY CT, WAYNE, NJ 07470-3940
Document Number	0000017593
Book / Page	D4532 / 1
Instrument Date	May 4, 2023
Instrument	2023017593
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 TERRACE RD, WAYNE, NJ 07470-3484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PENNY CT, WAYNE, NJ 07470-3940

Mortgage

Document Number	0000017594
Date	May 30, 2023
Instrument	2023017594

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 5, 2022
Property Address	3 PENNY CT, WAYNE, NJ 07470-3940
Document Number	0000047736
Book / Page	D4407 / 80
Instrument Date	Sep 27, 2022
Instrument	2022047736
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WINDSOR DR, 23, LINCOLN PARK, NJ 07035-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PENNY CT, WAYNE, NJ 07470-3940

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,100 (-) Land $146,400 Building $169,700	$316,100 (-) Land $146,400 Building $169,700
2025	$18,960.00 (+0.88%)	$316,100 (-) Land $146,400 Building $169,700	$316,100 (-) Land $146,400 Building $169,700
2024	$18,795.00 (+5.16%)
2023		$316,100 Land $146,400 Building $169,700	$316,100 Land $146,400 Building $169,700
2022	$17,872.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 units insured incl. 10 condo units
Nearby Flood Claims	13 (1990–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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