16 Penny Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 16 Penny Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,605 sqft · built 1978
Lot Size	0.437 acres (19,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2018)
Tax Bill	$17,592 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01008-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`14-01008-0000-00021`
Alternative APNs	`1400459I00012` `140100800021`

Interior

Building Area	3,605 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Lot Area	19,036 sqft (0.437 acres)

Location & Zoning

Old Parcel Number	1400459I00012
Street Address	16 PENNY CT
City	WAYNE
State	NJ
Zip	07470-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	APPLE HILL
Legal Block	1008
Legal Lot Number	21
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1003
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 PENNY CT, WAYNE, NJ 07470-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND LENDING LLC
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 30, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Deed Document Number	201823784
Deed Book / Page	3318 / 142
Prior Transfer Date	Jan 25, 2000
Prior Transfer Doc	0000127391
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	16 PENNY CT, WAYNE, NJ 07470-3940
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060847
Date	Sep 24, 2021
Book Page	M17466/51
Instrument	2021060847

Lender

Name	HOMELAND LENDING LLC
Type	Non-Lending Institution
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	16 PENNY CT, WAYNE, NJ 07470-3940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052346
Date	Oct 19, 2020
Book Page	M16513/77
Instrument	2020052346

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 30, 2018
Property Address	16 PENNY CT, WAYNE, NJ 07470-3940
Document Number	0000023784
Book / Page	D3318 / 0142
Map Reference	MAP2663
Instrument Date	May 22, 2018
Instrument	2018023784
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7223 WARRENS WAY, 7223, WANAQUE, NJ 07465-1649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PENNY CT, WAYNE, NJ 07470-3940

Mortgage

Document Number	0000023785
Date	May 30, 2018
Book Page	M15035/0157
Instrument	2018023785

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,300 (-) Land $140,600 Building $152,700	$293,300 (-) Land $140,600 Building $152,700
2025	$17,592.00 (+0.88%)	$293,300 (-) Land $140,600 Building $152,700	$293,300 (-) Land $140,600 Building $152,700
2024	$17,439.00 (+5.16%)
2023		$293,300 Land $140,600 Building $152,700	$293,300 Land $140,600 Building $152,700
2022	$16,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 units insured incl. 10 condo units
Nearby Flood Claims	13 (1990–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Penny Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures