3 Pearl St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 3 Pearl St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2016)
Tax Bill	$6,109 (2024)
Deeds & Mortgages	Dec 2021 Sale Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`WINL M:12 B:10 L:3`

Property Details

APN / Parcel Number

Primary APN	`WINL M:12 B:10 L:3`
Alternative APN	`9342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,514 sqft Living Area
1st Floor Area	865 sqft
Basement Area	865 sqft
Unfinished Basement	865 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	9342
Street Address	3 PEARL ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	3
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3022
Census Tract	476100

Owner

3 Pearl St is owned and occupied by two individuals who bought it in January 2016.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed, Transfer
Aug 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2016 · Amount on File
Deed Sale	Jan 14, 2016 · Amount on File
Prior Sale	Oct 16, 2014 · Amount on File
Deed Document Number	201647602
Deed Book / Page	453 / 790
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Dec 23, 2021
Property Address	3 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Document Number	000514-165
Book / Page	514 / 165
Instrument Date	Dec 12, 2021
Instrument	1247310002
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Aug 9, 2021
Property Address	3 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Document Number	509-668
Book / Page	509 / 668
Instrument Date	Aug 7, 2021
Instrument	1235740002
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 PEARL ST, WINDSOR LOCKS, CT 06096-1421

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,660 (+94.96%) Land $54,110 Building $200,550	$178,262 Land $37,877 Building $140,385
2024	$6,109.00 (+66.19%)	$130,620 (-) Land $36,470 Building $94,150
2023	$3,676.00 (+8.95%)	$130,620 (-) Land $36,470 Building $94,150
2022	$3,374.00	$130,620 Land $36,470 Building $94,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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