10 Pearl St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 10 Pearl St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,192 sqft · built 1952
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2019)
Tax Bill	$5,048 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WINL M:12 B:11 L:24`

Property Details

APN / Parcel Number

Primary APN	`WINL M:12 B:11 L:24`
Alternative APNs	`00338500` `338500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	338500
Street Address	10 PEARL ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	11
Legal Lot Number	24
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3023
Census Tract	476100

Owner

10 Pearl St is owned and occupied by an individual who bought it in September 2019.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10 PEARL ST, WINDSOR LOCKS, CT 06096-1422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Oct 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Jun 4, 2008 · Amount on File
Deed Document Number	2019838870002
Deed Book / Page	488 / 445
Transfer Doc	323-324
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Sep 16, 2019
Property Address	10 PEARL ST, WINDSOR LOCKS, CT 06096-1422
Document Number	488-445
Book / Page	000488 / 000445
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEARL ST WINDSOR LOCKS CT 060961422, WINDSOR LOCKS, CT 06096-1422

Mortgage

Document Number	488-447
Date	Sep 16, 2019
Book Page	000488/000447

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Oct 29, 2018
Property Address	10 PEARL ST, WINDSOR LOCKS, CT 06096-1422
Document Number	323-324
Book / Page	000323 / 000324
Instrument Date	Oct 28, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEARL ST WINDSOR LOCKS CT 060961422, WINDSOR LOCKS, CT 06096-1422

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,420 (+81.63%) Land $55,790 Building $154,630	$147,294 Land $39,053 Building $108,241
2024	$5,048.00 (+54.85%)	$115,850 (-) Land $39,760 Building $76,090
2023	$3,260.00 (+8.96%)	$115,850 (-) Land $39,760 Building $76,090
2022	$2,992.00	$115,850 Land $39,760 Building $76,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures