3 Palmer Ln, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 3 Palmer Ln, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,589 sqft · built 2018
Lot Size	1.69 acres (73,977 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Oct 2018)
Tax Bill	$17,881 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100015C`

Property Details

APN / Parcel Number

Primary APN	`100015C`
Alternative APN	`GEOR M:00010 B:00000 L:0015C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,589 sqft Living Area
Gross Area	7,682 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,977 sqft (1.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100015C
Street Address	3 PALMER LN
City	GEORGETOWN
State	MA
Zip	01833-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	15C
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3003
Census Tract	265102

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 PALMER LN, GEORGETOWN, MA 01833-1251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION
Oct 30, 2018	Quit Claim Deed, Transfer EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Deed Book / Page	37116 / 428
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 PALMER LN, GEORGETOWN, MA 01833-1251
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042471-84
Date	Dec 6, 2024
Book Page	42471/84
Instrument	20241206000860

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 PALMER LN, GEORGETOWN, MA 01833-1251
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039786-506
Date	Apr 20, 2021
Book Page	39786/506
Instrument	20210420007360

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Oct 30, 2018
Property Address	3 PALMER LN, GEORGETOWN, MA 01833-1251
Document Number	37116-428
Book / Page	37116 / 428
Instrument	181030003140
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371160432
Date	Oct 30, 2018
Instrument	37116/0432

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2033

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,881.00 (+24.42%)	$1,299,500 (-) Land $470,100 Building $829,400	$1,286,874 (+24.49%)
2025	$14,372.00 (+8.23%)	$1,299,500 (+22.81%) Land $470,100 Building $829,400	$1,033,695
2024	$13,279.00 (-5.98%)	$1,058,100 (-2.76%) Land $322,000 Building $736,100
2023	$14,124.00	$1,088,100 Land $322,000 Building $766,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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