1 Palmer Ln, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 1 Palmer Ln, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,186 sqft · built 2018
Lot Size	1.02 acres (44,792 sqft)
Owner	Individual Name on File
Last Sale	$689,900 (Mar 2018)
Tax Bill	$16,357 (2026)
Deeds & Mortgages	Jul 2020 Refinance Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100015A`

Property Details

APN / Parcel Number

Primary APN	`100015A`
Alternative APN	`GEOR M:00010 B:00000 L:0015A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,186 sqft Living Area
Gross Area	6,808 sqft
Basement Area	1,301 sqft
Unfinished Basement	1,301 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,792 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100015A
Street Address	1 PALMER LN
City	GEORGETOWN
State	MA
Zip	01833-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	15A
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3003
Census Tract	265102

Owner

1 Palmer Ln is owned and occupied by an individual who bought it in March 2018.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 PALMER LN, GEORGETOWN, MA 01833-1251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION
Mar 16, 2018	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Deed Book / Page	36588 / 277
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	1 PALMER LN, GEORGETOWN, MA 01833-1251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38755-178
Date	Jul 27, 2020
Book Page	38755/178
Instrument	20200727005260

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Mar 16, 2018
Property Address	1 PALMER LN, GEORGETOWN, MA 01833-1251
Document Number	36588-277
Book / Page	36588 / 277
Instrument	180316002470
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PALMER LN, GEORGETOWN, MA 01833-1251

Mortgage

Document Number	365880281
Date	Mar 16, 2018
Instrument	36588/0281

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1 Palmer Ln was $16,357, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,357.00 (+24.42%)	$1,188,700 (-) Land $406,000 Building $782,700	$1,196,693 (+21.59%)
2025	$13,147.00 (+2.82%)	$1,188,700 (+16.67%) Land $406,000 Building $782,700	$984,200
2024	$12,787.00 (-3.31%)	$1,018,900 (-) Land $280,200 Building $738,700
2023	$13,225.00	$1,018,900 Land $280,200 Building $738,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Palmer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Palmer Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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