3 Oregon St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 3 Oregon St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,904 sqft · built 1988
Lot Size	0.928 acres (40,436 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,587 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00012 B:00000 L:0063X`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00012 B:00000 L:0063X`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	5,570 sqft
Basement Area	1,325 sqft
Unfinished Basement	1,325 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,436 sqft (0.928 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 OREGON ST
City	GEORGETOWN
State	MA
Zip	01833-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	63X
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1009
Census Tract	265102

Owner

3 Oregon St is owner-occupied and held in a trust.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 OREGON ST, GEORGETOWN, MA 01833-1151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 OREGON ST, GEORGETOWN, MA 01833-1151
Document Number	38328-523
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 OREGON ST GEORGETOWN MA 018331151, GEORGETOWN, MA 01833-1151

Mortgage

Document Number	38328-523
Date	Mar 12, 2020
Book Page	038328/000523
Instrument	12000510

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Jan 23, 2017
Property Address	3 OREGON ST, GEORGETOWN, MA 01833-1151
Document Number	35628-521
Book / Page	035628 / 000521
Instrument Date	Dec 8, 2016
Instrument	1701230184
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 OREGON ST GEORGETOWN MA 018331151, GEORGETOWN, MA 01833-1151

Tax Assessment & Valuation

The 2026 property tax bill for 3 Oregon St was $11,587, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,587.00 (+24.4%)	$842,100 (-) Land $335,600 Building $506,500	$886,942 (+2.73%)
2025	$9,314.00 (-10.11%)	$842,100 (+2%) Land $335,600 Building $506,500	$863,360
2024	$10,361.00 (-1.91%)	$825,600 (+1.45%) Land $231,500 Building $594,100
2023	$10,563.00	$813,800 Land $231,500 Building $582,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Oregon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Oregon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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