12 Oregon St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 12 Oregon St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,225 sqft · built 1987
Lot Size	0.998 acres (43,485 sqft)
Owner	2 Trust Names on File
Last Sale	$60,000 (Oct 1997)
Tax Bill	$13,706 (2026)
Deeds & Mortgages	Jul 2026 Transfer Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00012 B:00000 L:0063K`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00012 B:00000 L:0063K`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,225 sqft Living Area
Gross Area	5,872 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,485 sqft (0.998 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 OREGON ST
City	GEORGETOWN
State	MA
Zip	01833-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	BROOK MDW GEORGETOWN
Legal Lot Number	63K
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1007
Census Tract	265102

Owner

12 Oregon St is owner-occupied and held in a trust since February 2026.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 OREGON ST, GEORGETOWN, MA 01833-1152
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 1997 · Amount on File
Deed Sale	Oct 17, 1997 · Amount on File
Prior Sale	Mar 11, 1996 · Amount on File
Deed Document Number	1997
Deed Book / Page	14376 / 253
Last Transfer Date	Feb 27, 2026
Transfer Doc	043252-440
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Jul 29, 2026
Property Address	12 OREGON ST, GEORGETOWN, MA 01833-1152
Document Number	0000004570
Book / Page	43538 / 71
Instrument Date	Jul 29, 2026
Instrument	20264570
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OREGON ST, GEORGETOWN, MA 01833-1152

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Mar 3, 2026
Property Address	12 OREGON ST, GEORGETOWN, MA 01833-1152
Document Number	043252-440
Book / Page	43252 / 440
Instrument Date	Feb 27, 2026
Instrument	20260303001790
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 OREGON ST, GEORGETOWN, MA 01833-1152

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	12 OREGON ST, GEORGETOWN, MA 01833-1152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36156-209
Date	Sep 6, 2017
Book Page	36156/209
Instrument	29

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	12 OREGON ST, GEORGETOWN, MA 01833-1152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37871-481
Date	Sep 25, 2019
Book Page	37871/481
Instrument	20190925001120

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	12 OREGON ST, GEORGETOWN, MA 01833-1152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38341-219
Date	Mar 17, 2020
Book Page	38341/219
Instrument	20200317001710

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 12 Oregon St was $13,706, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,706.00 (+24.41%)	$996,100 (-) Land $335,900 Building $660,200	$1,038,078 (+13.06%)
2025	$11,017.00 (+2.36%)	$996,100 (+16.15%) Land $335,900 Building $660,200	$918,175
2024	$10,763.00 (-1.6%)	$857,600 (+1.77%) Land $231,800 Building $625,800
2023	$10,938.00	$842,700 Land $231,800 Building $610,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Oregon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Oregon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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