3 Old Pine Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 3 Old Pine Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 1972
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$363,000 (Nov 2017)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Oct 2020 Refinance Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:N-G B:494`

Property Details

APN / Parcel Number

Primary APN	`NARR M:N-G B:494`
Alternative APNs	`M:N=G B:494` `8038920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,877 sqft Living Area
Gross Area	3,216 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8038920
Street Address	3 OLD PINE RD
City	NARRAGANSETT
State	RI
Zip	02882-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	494
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	4
Census Block	4040
Census Tract	51502

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 OLD PINE RD, NARRAGANSETT, RI 02882-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO
Jul 31, 2017	Grant Deed, Transfer · Conventional with PMI AMBA CAP GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	20174061
Deed Book / Page	903 / 482
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	3 OLD PINE RD, NARRAGANSETT, RI 02882-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	959-713
Date	Oct 5, 2020
Book Page	959/713
Instrument	2020004271

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Nov 1, 2017
Property Address	3 OLD PINE RD, NARRAGANSETT, RI 02882-2406
Document Number	903-482
Book / Page	000903 / 000482
Instrument Date	Nov 1, 2017
Instrument	4061
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OLD PINE RD NARRAGANSETT RI 028822406, NARRAGANSETT, RI 02882-2406

Mortgage

Document Number	903-484
Date	Nov 1, 2017
Book Page	000903/000484
Instrument	4062

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jul 31, 2017
Property Address	3 OLD PINE RD, NARRAGANSETT, RI 02882-2406
Document Number	898-868
Book / Page	000898 / 000868
Instrument Date	Jul 26, 2017
Instrument	2869
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JOY LN NARRAGANSETT RI 028821461, NARRAGANSETT, RI 02882-1461

Mortgage

Document Number	898-870
Date	Jul 31, 2017
Book Page	000898/000870
Instrument	2870

Lender

Name	AMBA CAP GROUP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+3.1%)	$597,900 (+41.35%) Land $205,200 Building $392,700	$695,969
2023	$3,938.00 (+3.44%)	$423,000 (-) Land $146,600 Building $276,400
2022	$3,807.00	$423,000 Land $146,600 Building $276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1998–2026)
Claims Outside the SFHA	11 of 15
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NARRAGANSETT WATER DEPT-NORTH END serves 4,432 people · EPA ID RI1858429
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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