12 Old Pine Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 12 Old Pine Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,208 sqft · built 1970
Lot Size	0.194 acres (8,468 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Aug 2019)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Dec 2020 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NARR M:N-G B:540`

Property Details

APN / Parcel Number

Primary APN	`NARR M:N-G B:540`
Alternative APNs	`M:N=G B:540` `7201922`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	2,444 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,468 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	7201922
Street Address	12 OLD PINE RD
City	NARRAGANSETT
State	RI
Zip	02882-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	540
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	4
Census Block	4048
Census Tract	51502

Owner

12 Old Pine Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 OLD PINE RD, NARRAGANSETT, RI 02882-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Aug 16, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Oct 23, 1995 · Amount on File
Deed Document Number	20192869
Deed Book / Page	933 / 952
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	12 OLD PINE RD, NARRAGANSETT, RI 02882-2408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	965-546
Date	Dec 10, 2020
Book Page	965/546
Instrument	2020005591

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2047

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Aug 16, 2019
Property Address	12 OLD PINE RD, NARRAGANSETT, RI 02882-2408
Document Number	933-952
Book / Page	000933 / 000952
Instrument Date	Aug 16, 2019
Instrument	2869
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OLD PINE RD NARRAGANSETT RI 028822408, NARRAGANSETT, RI 02882-2408

Mortgage

Document Number	933-956
Date	Aug 16, 2019
Book Page	000933/000956
Instrument	2870

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12 Old Pine Rd was $3,320.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00	$489,000 Land $205,400 Building $283,600	$623,443
2023	$3,170.00 (+3.43%)	$340,500 (-) Land $146,700 Building $193,800
2022	$3,065.00	$340,500 Land $146,700 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Old Pine Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1998–2026)
Claims Outside the SFHA	11 of 15
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Old Pine Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NARRAGANSETT WATER DEPT-NORTH END serves 4,432 people · EPA ID RI1858429
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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