Essex County and Lynn City property record for 3 Ocean Ter, Lynn, MA 01902 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 2,958 sqft (0.068 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2004) |
| Tax Bill | $6,357.00 (2025) |
Source: Essex County and Lynn City records · APN B:102 L:553 S:003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OCEAN TER, LYNN, MA 01902-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2004 · Amount on Record |
| Deed Sale | Apr 29, 2004 · Amount on Record |
| Prior Sale | May 01, 2003 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 3 OCEAN TER, LYNN, MA 01902-2026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39586-81 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 39586/81 |
| Instrument | 20210301000790 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2031 |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,357.00 (+0.08%) | $613,600 (+1.72%) Land $215,800 Building $397,800 | $654,455 |
| 2024 | $6,352.00 (+4.99%) | $603,200 (+11.17%) Land $228,700 Building $374,500 | |
| 2023 | $6,050.00 | $542,600 Land $211,900 Building $330,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | B:102 L:553 S:003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,735 sqft Gross Area |
| Basement Area | 468 sqft Basement |
| Unfinished Basement | 468 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,958 sqft (0.068 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3 OCEAN TER |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 553 |
| Legal Lot Number | 3 |
| Jurisdiction | LYNN MA |
| Minor Civil Division | LYNN |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 206600 |
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