Essex County and Lynn City property record for 23 Ocean Ter, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,924 sqft · built 1930 |
| Lot Size | 0.065 acres (2,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jun 2015) |
| Tax Bill | $7,281 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:102 L:553 S:007 |
| Primary APN | B:102 L:553 S:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,333 sqft |
| Basement Area | 873 sqft |
| Unfinished Basement | 873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Slate |
| Lot Area | 2,827 sqft (0.065 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 OCEAN TER |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 553 |
| Legal Lot Number | 7 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 206600 |
Source: Essex County and Lynn City records · APN B:102 L:553 S:007
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 OCEAN TER, LYNN, MA 01902-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit DISCOVER BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit DISCOVER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on Record |
| Deed Sale | Jun 15, 2015 · Amount on Record |
| Prior Sale | Dec 20, 1993 · Amount on Record |
| Deed Book / Page | 34133 / 267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 23 OCEAN TER, LYNN, MA 01902-2026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039643-16 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 39643/16 |
| Instrument | 20210315000440 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 23 OCEAN TER, LYNN, MA 01902-2026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040304-378 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 40304/378 |
| Instrument | 20210922005040 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 23 OCEAN TER, LYNN, MA 01902-2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40304-378 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 40304/378 |
| Instrument | 20210922005040 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,281.00 (+2.33%) | $702,800 (+4.01%) Land $266,200 Building $436,600 | $674,025 |
| 2024 | $7,115.00 (+4.99%) | $675,700 (+11.17%) Land $282,100 Building $393,600 | |
| 2023 | $6,777.00 | $607,800 Land $261,400 Building $346,400 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 177 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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