Bergen County and Allendale Borough property record for 3 Oak St, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 1,808 sqft · built 1952 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $599,000 (Feb 2021) |
| Tax Bill | $14,793 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01705-0000-00017 |
| Primary APN | 01-01705-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 16,901 sqft (0.388 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 125200 |
|---|---|
| Street Address | 3 OAK ST |
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | .388 AC |
| Legal Block | 1705 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1002 |
Source: Bergen County and Allendale Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 OAK ST, ALLENDALE, NJ 07401-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 25, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage SHINHAN BANK AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 202125451 |
| Deed Book / Page | 3977 / 376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 25, 2021 |
| Property Address | 3 OAK ST, ALLENDALE, NJ 07401-1906 |
| Document Number | 0039770376 |
| Book / Page | 3977 / 376 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021025451 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TTL LLC HACKENSAC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,174.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 PITTIS AVE, 51, ALLENDALE, NJ 07401-1522 |
| Name | Verified Name |
|---|---|
| Address | 3 OAK ST, ALLENDALE, NJ 07401-1906 |
| Document Number | 2021025452 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021025452 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2020 |
| Property Address | 3 OAK ST, ALLENDALE, NJ 07401-1906 |
| Document Number | 0036330004 |
| Book / Page | 3633 / 4 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 20-061761 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,973.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 ANDROS CT, 616, PUNTA GORDA, FL 33950-5809 |
| Name | Verified Name |
|---|---|
| Address | 3 OAK ST, ALLENDALE, NJ 07401-1906 |
| Document Number | 20061762 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 20-061762 |
| Name | SHINHAN BANK AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.1% |
| Max Rate At Change | 5.3% |
| Index | 1-Year CMT |
| Max Rate | 8.3% |
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,000 (+10.06%) Land $497,600 Building $304,400 | $802,000 (+10.06%) Land $497,600 Building $304,400 | |
| 2025 | $14,793.00 (+1.47%) | $728,700 (+20.27%) Land $460,100 Building $268,600 | $728,700 (+20.27%) Land $460,100 Building $268,600 |
| 2024 | $14,579.00 (+13.02%) | ||
| 2023 | $605,900 Land $358,200 Building $247,700 | $605,900 Land $358,200 Building $247,700 | |
| 2022 | $12,899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 individual policies |
| Nearby Flood Policies | 42 units insured incl. 15 condo units |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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