Bergen County and Allendale Borough property record for 35 Oak St, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 2,158 sqft · built 1926 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | Company Name on File |
| Last Sale | $625,000 (Jul 2017) |
| Tax Bill | $16,329 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01705-0000-00022 |
| Primary APN | 01-01705-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 2,158 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 19,210 sqft (0.441 acres) |
| Lot Dimensions | 192 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 125700 |
|---|---|
| Street Address | 35 OAK ST |
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | .441 AC |
| Legal Block | 1705 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1002 |
35 Oak St is owned by a company that bought it in July 2017.
Source: Bergen County and Allendale Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jul 6, 2017 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on File |
| Deed Sale | Jul 6, 2017 · Amount on File |
| Prior Sale | Oct 18, 2000 · Amount on File |
| Deed Document Number | 201751013 |
| Deed Book / Page | 2658 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Investor | Possibly a Property Investor |
| Document Number | 0045300539 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 4530/539 |
| Instrument | 2022004440 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Investor | Possibly a Property Investor |
| Document Number | 0056140750 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 5614/750 |
| Instrument | 2025067910 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0037300825 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 3730/825 |
| Instrument | 20-092769 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 6, 2017 |
| Property Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Document Number | 0026580085 |
| Book / Page | 02658 / 0085 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 17-051013 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 OAK ST, 35, ALLENDALE, NJ 07401-1906 |
| Name | Verified Name |
|---|---|
| Address | 35 OAK ST, ALLENDALE, NJ 07401-1906 |
| Investor | Possibly a Property Investor |
| Document Number | 0026580091 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 02658/0091 |
| Instrument | 17-051013.01 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 35 Oak St was $16,329, up 1.5% from the year before.
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $889,100 (+10.53%) Land $482,800 Building $406,300 | $889,100 (+10.53%) Land $482,800 Building $406,300 | |
| 2025 | $16,329.00 (+1.47%) | $804,400 Land $447,200 Building $357,200 | $804,400 Land $447,200 Building $357,200 |
| 2024 | $16,093.00 | ||
| 2023 | $677,200 Land $347,800 Building $329,400 | $677,200 Land $347,800 Building $329,400 | |
| 2022 | $14,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Oak St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 individual policies |
| Nearby Flood Policies | 42 units insured incl. 15 condo units |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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