3 Oak Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 3 Oak Ln, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,423 sqft · built 1942
Lot Size	0.409 acres (17,799 sqft)
Owner	2 Company Names on Record
Last Sale	$1,551,000 (Jul 2021)
Tax Bill	$20,552 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-00024-03-00030`

Property Details

APN / Parcel Number

Primary APN	`41-00024-03-00030`
Alternative APNs	`4100024000300030` `034400`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,423 sqft Living Area
1st Floor Area	3,423 sqft
Upper Floors Area	1,363 sqft
Basement Area	786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	17,799 sqft (0.409 acres)
Lot Dimensions	178 ft deep x 100 ft wide
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	034400
Street Address	3 OAK LN
City	RUMSON
State	NJ
Zip	07760-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 30.01
Legal Block	24.3
Legal Lot Number	30
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1005
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 OAK LN, RUMSON, NJ 07760-1306
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 2, 2021	Bargain and Sale Deed, Transfer PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC
Apr 11, 2019	Grant Deed, Transfer WELLS FARGO BK
Sep 30, 2017	Deed of Trust, Mortgage WELLS FARGO BK
Sep 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	2021113325
Deed Book / Page	9530 / 1410
Last Transfer Date	Jan 30, 2025
Transfer Doc	0097244097
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 26, 2021
Property Address	3 OAK LN, RUMSON, NJ 07760-1306
Document Number	0095301410
Book / Page	9530 / 1410
Instrument Date	Jul 14, 2021
Instrument	2021113325
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TITLE LINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,752.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E 75TH ST # ST8N, 300, NEW YORK, NY 10021-3375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK LN, RUMSON, NJ 07760-1306

Mortgage

Document Number	2021113326
Date	Jul 26, 2021
Instrument	2021113326

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 2, 2021
Property Address	3 OAK LN, RUMSON, NJ 07760-1306
Document Number	0094783280
Book / Page	9478 / 3280
Instrument Date	Dec 30, 2020
Instrument	2021017444
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Tax	$29,306.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 OAK LN, 3, RUMSON, NJ 07760-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK LN, RUMSON, NJ 07760-1306

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 11, 2019
Property Address	3 OAK LN, RUMSON, NJ 07760-1306
Document Number	0000031317
Book / Page	009343 / 002083
Instrument Date	Apr 3, 2019
Instrument	31317
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306

Mortgage

Document Number	31318
Date	Apr 11, 2019
Book Page	009343/002117
Instrument	31318

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 OAK LN, RUMSON, NJ 07760-1306
Document Number	0000102414
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	PURE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306

Mortgage

Document Number	0000102414
Date	Oct 18, 2017
Book Page	009254/004308
Instrument	102414

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 14, 2017
Property Address	3 OAK LN, RUMSON, NJ 07760-1306
Document Number	0000089745
Book / Page	009248 / 002488
Instrument Date	Aug 30, 2017
Instrument	89745
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 OAK LN, RUMSON, NJ 07760-1306
Document Number	0000000902
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	PURE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306

Mortgage

Document Number	0000000902
Date	Jan 4, 2017
Book Page	009205/008171
Instrument	902

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,242,100 (+14.44%) Land $1,284,500 Building $957,600	$2,242,100 (+14.44%) Land $1,284,500 Building $957,600
2025	$20,552.00 (+3.21%)	$1,959,200 (+14.94%) Land $1,144,200 Building $815,000	$1,959,200 (+14.94%) Land $1,144,200 Building $815,000
2024	$19,913.00 (+0.46%)
2023		$1,704,600 Land $1,032,200 Building $672,400	$1,704,600 Land $1,032,200 Building $672,400
2022	$19,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1992–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

3 Oak Ln, Rumson, NJ 07760 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number