Monmouth County and Rumson Borough property record for 1 Oak Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,759 sqft · built 1932 |
| Lot Size | 0.4 acres (17,439 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,012 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00024-03-00031 |
| Primary APN | 41-00024-03-00031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,759 sqft Living Area |
| 1st Floor Area | 2,499 sqft |
| Basement Area | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,439 sqft (0.4 acres) |
| Lot Width | 106 ft Width |
| Garage Type | Built-in |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 617 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 034500 |
|---|---|
| Street Address | 1 OAK LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | ADDITIONAL LOTS: 31.01 |
| Legal Subdivision | OLD FARM VILLAGE SEC #4 |
| Legal Block | 24.3 |
| Legal Lot Number | 31 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 OAK LN, RUMSON, NJ 07760-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Jul 28, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Apr 27, 2017 | Grant Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 5, 2017 |
| Transfer Doc | 0000072697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 OAK LN, RUMSON, NJ 07760-1306 |
| Document Number | 0000100249 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306 |
| Document Number | 0000100249 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 009438/008358 |
| Instrument | 100249 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 28, 2017 |
| Property Address | 1 OAK LN, RUMSON, NJ 07760-1306 |
| Document Number | 0000072697 |
| Book / Page | 009238 / 005067 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 72697 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 1 OAK LN, RUMSON, NJ 07760-1306 |
| Document Number | 0000043473 |
| Book / Page | 009224 / 008547 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 43473 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 OAK LN RUMSON NJ 077601306, RUMSON, NJ 07760-1306 |
| Document Number | 43474 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 009224/008559 |
| Instrument | 43474 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,733,300 (+13.55%) Land $1,288,700 Building $444,600 | $1,733,300 (+13.55%) Land $1,288,700 Building $444,600 | |
| 2025 | $16,012.00 (+2.77%) | $1,526,400 (+14.6%) Land $1,148,000 Building $378,400 | $1,526,400 (+14.6%) Land $1,148,000 Building $378,400 |
| 2024 | $15,581.00 (+1.65%) | ||
| 2023 | $1,331,900 Land $1,019,800 Building $312,100 | $1,331,900 Land $1,019,800 Building $312,100 | |
| 2022 | $15,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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