3 Nursery Ln, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 3 Nursery Ln, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1999
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$431,500 (Apr 2018)
Tax Bill	$14,191 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00022-02-00003`

Property Details

APN / Parcel Number

Primary APN	`10-00022-02-00003`
Alternative APN	`1000022000200003`

Interior

Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	5,001 sqft (0.115 acres)

Location & Zoning

Street Address	3 NURSERY LN
City	MIDDLESEX
State	NJ
Zip	08846-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	0.1148
Legal Subdivision	OSTERMAN NURSERY PH 02
Legal Block	22.2
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 NURSERY LN, MIDDLESEX, NJ 08846-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 24, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	201837671
Deed Book / Page	17163 / 69
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 NURSERY LN, MIDDLESEX, NJ 08846-1571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024246
Date	Mar 12, 2020
Book Page	17813/62
Instrument	2020024246

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 NURSERY LN, MIDDLESEX, NJ 08846-1571
Document Number	0000056598
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NURSERY LN MIDDLESEX NJ 088461571, MIDDLESEX, NJ 08846-1571

Mortgage

Document Number	0000056598
Date	Jun 30, 2020
Book Page	017924/001548
Instrument	56598

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 24, 2018
Property Address	3 NURSERY LN, MIDDLESEX, NJ 08846-1571
Document Number	201800037671
Book / Page	17163 / 0069
Map Reference	MAP5929-983
Instrument Date	Apr 17, 2018
Instrument	201800037671
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,517.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 NURSRY OANE, 3, MIDDLESEX, NJ 08846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NURSERY LN, MIDDLESEX, NJ 08846-1571

Mortgage

Document Number	201800037672
Date	Apr 24, 2018
Instrument	201800037672

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,400 (-) Land $186,600 Building $482,800	$669,400 (-) Land $186,600 Building $482,800
2025	$14,191.00 (+1.79%)	$669,400 (+11.1%) Land $186,600 Building $482,800	$669,400 (+11.1%) Land $186,600 Building $482,800
2024	$13,941.00 (+6.22%)
2023		$602,500 Land $186,600 Building $415,900	$602,500 Land $186,600 Building $415,900
2022	$13,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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