1 Nursery Ln, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 1 Nursery Ln, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1999
Lot Size	0.128 acres (5,554 sqft)
Owner	2 Individuals on Record
Last Sale	$430,000 (Nov 2018)
Tax Bill	$14,350 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00022-02-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00022-02-00004`
Alternative APN	`1000022000200004`

Interior

Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	5,554 sqft (0.128 acres)

Location & Zoning

Street Address	1 NURSERY LN
City	MIDDLESEX
State	NJ
Zip	08846-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	0.1275
Legal Subdivision	OSTERMAN NURSERY PH 02
Legal Block	22.2
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1 NURSERY LN, MIDDLESEX, NJ 08846-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 2, 2018	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Nov 16, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	May 28, 1999 · Amount on Record
Deed Document Number	201895206
Deed Book / Page	17341 / 127
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1 NURSERY LN, MIDDLESEX, NJ 08846-1571
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020036
Date	Feb 11, 2021
Book Page	18282/1055
Instrument	2021020036

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 2, 2018
Property Address	1 NURSERY LN, MIDDLESEX, NJ 08846-1571
Document Number	0000095206
Book / Page	017341 / 000127
Instrument Date	Oct 29, 2018
Instrument	95206
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 NURSERY LN MIDDLESEX NJ 088461571, MIDDLESEX, NJ 08846-1571

Mortgage

Document Number	95207
Date	Nov 2, 2018
Book Page	017341/000132
Instrument	95207

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1 NURSERY LN, MIDDLESEX, NJ 08846-1571
Document Number	0000009217
Book / Page	017027 / 000414
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 NURSERY LN MIDDLESEX NJ 088461571, MIDDLESEX, NJ 08846-1571

Mortgage

Document Number	0000009217
Date	Dec 7, 2017
Book Page	017027/000414
Instrument	9217

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2037

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,900 (-) Land $188,400 Building $488,500	$676,900 (-) Land $188,400 Building $488,500
2025	$14,350.00 (+0.82%)	$676,900 (+10.05%) Land $188,400 Building $488,500	$676,900 (+10.05%) Land $188,400 Building $488,500
2024	$14,233.00 (+8.36%)
2023		$615,100 Land $188,400 Building $426,700	$615,100 Land $188,400 Building $426,700
2022	$13,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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