3 Nesmith St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 3 Nesmith St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,813 sqft · built 1869
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2025)
Tax Bill	$9,013 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:37 B:56`

Property Details

APN / Parcel Number

Primary APN	`DERY M:37 B:56`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
Gross Area	5,132 sqft
1st Floor Area	1,156 sqft
Attic	Attic
Attic Area	1,290 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	3 NESMITH ST
City	DERRY
State	NH
Zip	03038-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	56
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1012
Census Tract	3400

Owner

Source: Rockingham County and Derry Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CENTRAL CT, BYFIELD, MA 01922-1514
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 6, 2021	Warranty Deed, Transfer · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Jun 24, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Nov 7, 2011 · Amount on Record
Deed Document Number	202572
Deed Book / Page	6648 / 164
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0062180895
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Sep 10, 2025
Property Address	3 NESMITH ST, DERRY, NH 03038-1201
Document Number	006648-164
Book / Page	6648 / 164
Instrument Date	Sep 10, 2025
Instrument	25030072
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 CENTRAL CT, BYFIELD, MA 01922-1514

Mortgage

Document Number	0025030073
Date	Sep 10, 2025
Instrument	25030073

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jan 6, 2021
Property Address	3 NESMITH ST, DERRY, NH 03038-1201
Document Number	006218-895
Book / Page	6218 / 895
Instrument Date	Dec 31, 2020
Instrument	21000809
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 NESMITH ST, DERRY, NH 03038-1201

Mortgage

Document Number	006218-897
Date	Jan 6, 2021
Book Page	6218/897
Instrument	21000810

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 NESMITH ST, DERRY, NH 03038-1201
Document Number	0060971208
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NESMITH ST DERRY NH 030381201, DERRY, NH 03038-1201

Mortgage

Document Number	0060971208
Date	Mar 30, 2020
Book Page	006097/001208
Instrument	13790

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 NESMITH ST, DERRY, NH 03038-1201
Document Number	0060121917
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 NESMITH ST DERRY NH 030381201, DERRY, NH 03038-1201

Mortgage

Document Number	0060121917
Date	Jun 28, 2019
Book Page	006012/001917
Instrument	23791

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Oct 31, 2018
Property Address	3 NESMITH ST, DERRY, NH 03038-1201
Document Number	0059580657
Book / Page	005958 / 000657
Instrument Date	Oct 31, 2018
Instrument	44625
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 GREENLEAF AVE MEDFORD MA 021555416, MEDFORD, MA 02155-5416

Mortgage

Document Number	59580659
Date	Oct 31, 2018
Book Page	005958/000659
Instrument	44626

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,013.00 (-8.74%)	$474,600 (-10.18%) Land $185,800 Building $288,800
2024	$9,876.00 (+4.56%)	$528,400 (+15.7%) Land $185,800 Building $342,600
2023	$9,445.00 (+8.61%)	$456,700 (-) Land $157,900 Building $298,800	$439,375
2022	$8,696.00	$456,700 Land $157,900 Building $298,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1991–2007)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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