13 Nesmith St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 13 Nesmith St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,484 sqft · built 1830
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2026)
Tax Bill	$11,020 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:37 B:52`

Property Details

APN / Parcel Number

Primary APN	`DERY M:37 B:52`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
Gross Area	5,152 sqft
1st Floor Area	1,800 sqft
Attic	Attic
Attic Area	764 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 NESMITH ST
City	DERRY
State	NH
Zip	03038-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	52
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1012
Census Tract	3400

Owner

Source: Rockingham County and Derry Town records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 NESMITH ST, DERRY, NH 03038-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Mar 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202626031310
Deed Book / Page	6730 / 2458
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 24, 2026
Property Address	13 NESMITH ST, DERRY, NH 03038-1201
Document Number	0000031310
Book / Page	6730 / 2458
Instrument Date	Aug 21, 2026
Instrument	202631310
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 NESMITH ST, DERRY, NH 03038-1201

Mortgage

Date	Aug 24, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	13 NESMITH ST, DERRY, NH 03038-1201
Document Number	0060821742
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 NESMITH ST DERRY NH 030381201, DERRY, NH 03038-1201

Mortgage

Document Number	0060821742
Date	Feb 10, 2020
Book Page	006082/001742
Instrument	5854

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	13 NESMITH ST, DERRY, NH 03038-1201
Document Number	0059652461
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 NESMITH ST DERRY NH 030381201, DERRY, NH 03038-1201

Mortgage

Document Number	0059652461
Date	Dec 3, 2018
Book Page	005965/002461
Instrument	49113

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	13 NESMITH ST, DERRY, NH 03038-1201
Document Number	0058130314
Book / Page	005813 / 000314
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 NESMITH ST DERRY NH 030381201, DERRY, NH 03038-1201

Mortgage

Document Number	0058130314
Date	Apr 24, 2017
Book Page	005813/000314
Instrument	16116

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,020.00 (+1.6%)	$580,300 (-) Land $192,200 Building $388,100
2024	$10,846.00 (-1.42%)	$580,300 (+9.08%) Land $192,200 Building $388,100
2023	$11,002.00 (+9.95%)	$532,000 (+1.24%) Land $163,300 Building $368,700	$584,820
2022	$10,006.00	$525,500 Land $163,300 Building $362,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1991–2007)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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