Erie County and Cheektowaga Town property record for 3 Nancy Pl, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1965 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,000 (Nov 2023) |
| Tax Bill | $6,164 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0099000 |
| Primary APN | 040-0099000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 112 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 040-0099000 |
|---|---|
| Street Address | 3 NANCY PL |
| City | BUFFALO |
| State | NY |
| Zip | 14227-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | E COR OF FRENCH RD MC 2196 SL 49 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 15 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10807 |
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 NANCY PL, BUFFALO, NY 14227-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 2023200611 |
| Deed Book / Page | 11424 / 7665 |
| Prior Transfer Date | Jun 1, 2021 |
| Prior Transfer Doc | 0113816210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 14, 2026 |
| Property Address | 3 NANCY PL, BUFFALO, NY 14227-3520 |
| Document Number | 0000150842 |
| Book / Page | 14208 / 8387 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026150842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8 PHILIP DR, CHEEKTOWAGA, NY 14227-2511 |
| Document Number | 0000150842, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 14208/8387 |
| Instrument | 2026150842 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 21, 2023 |
| Property Address | 3 NANCY PL, BUFFALO, NY 14227-3520 |
| Document Number | 0114247665 |
| Book / Page | 11424 / 7665 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023200611 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 COUNTRY PL, LANCASTER, NY 14086-3232 |
| Name | Verified Name |
|---|---|
| Address | 8 PHILIP DR, CHEEKTOWAGA, NY 14227-2511 |
| Document Number | 0014111319 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 14111/319 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 11, 2021 |
| Property Address | 3 NANCY PL, BUFFALO, NY 14227-3520 |
| Document Number | 0113816210 |
| Book / Page | 11381 / 6210 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021113251 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 NANCY PL, 3, CHEEKTOWAGA, NY 14227-3520 |
| Name | Verified Name |
|---|---|
| Address | 26 COUNTRY PL, LANCASTER, NY 14086-3232 |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,164.00 (+94.26%) | ||
| 2025 | $3,173.00 (-45.22%) | $188,000 (-) Land $22,400 Building $165,600 | $250,667 (+6.67%) Land $29,867 Building $220,800 |
| 2024 | $5,792.00 | $188,000 (-) Land $22,400 Building $165,600 | $235,000 (+13.75%) Land $28,000 Building $207,000 |
| 2023 | $188,000 (-) Land $22,400 Building $165,600 | $206,593 (+9.89%) Land $24,615 Building $181,978 | |
| 2022 | $188,000 Land $22,400 Building $165,600 | $188,000 Land $22,400 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Oct 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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